Motor Insurance

IMB Bank Motor Insurance has a great range of features and benefits designed to suit customers with different needs. With a 24/7 online claims lodgement service, a monthly payment option3 and a choice between Comprehensive and Third Party Property Damage cover, IMB Bank Motor Insurance gives you the flexibility so you can choose to manage your car insurance in a way that suits you. 

Why choose Allianz Comprehensive Motor Insurance through IMB Bank?

Up to 10% discount on your first year’s premium when you quote and buy a new comprehensive car insurance policy online1~2

You may be able to increase your excess to reduce your premium1

Choose your own repairer6

You can make a claim online or call 1300 555 030 for claims service 24 hours, 7 days a week

Rental car for up to 30 days4 if your car is stolen ($100 per day limit)

Safe driver discount for eligible drivers1,5

IMB Bank Motor Insurance has a great range of features and benefits designed to suit your needs.

Find the cover that's right for you

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Comprehensive Motor Insurance

Allianz’s highest level of cover for your vehicle

Cover for fire, theft, accidents, malicious damage and legal liability costs

Covers your vehicle, plus damage you cause to other people’s vehicles or property

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Third Party Property Damage Motor Insurance

Covers your legal liability for loss or damage to someone else’s property caused by a motor vehicle accident that’s partly or fully your fault

Approved legal liability costs

Your own vehicle isn’t covered by this type of insurance

This is a summary only. For information on what is covered and not covered and the standard terms, conditions, limits and exclusions of cover, please read the Product Disclosure Statement.

Key Benefits

Comprehensive Insurance

Third Party Property


Accidental loss of or damage to your vehicle



New for old replacement after a total loss will be for a vehicle of the same make, model, engine size, features and paint type if:

  • you bought your vehicle new, or as a demonstrator model, from the manufacturer or their dealer
  • your vehicle is less than two years old from its first registration at the time it’s declared a total loss
  • where relevant, your financier has given its written consent
  • a new replacement vehicle is available in Australia



Legal liability cover is for loss or damage you cause to other people's cars or property and for supplementary bodily injury arising out of a single accident or a series of related events

YesUp to $20 million

YesUp to $20 million

Approved legal costs arising from a claim for liability covered by the policy



Emergency repair costs after an accident

YesUp to $500 for any one Covered accident


Rental car after theft of your vehicle

Yes$100 per day limit, up to 30 days4


Towing after a covered incident



Trailer and caravan cover

Yes$1,000 or market value, whichever is less


Legal liability cover for a substitute vehicle



Cover for personal items in your vehicle

YesUp to $1,000 for any one Incident


Emergency accommodation and travel expenses after a covered accident, provided that your vehicle was more than 100 km from where it’s normally parked at night.

YesUp to $1,000 for any one incident


Lock re-keying/re-coding if the keys to your vehicle are stolen

YesUp to $1,000 for any one incident


Child seat or baby capsule replacement after an accident

YesUp to $500 for any one covered accident


Rental car after an accident, where available4

YesOptional cover (extra cost) $100 per day limit, up to 30 day


Basic excess removal for windscreen claims If the broken windscreen is the only damage to your vehicle, you can get one replacement and two repairs in any period of insurance.

YesOptional cover (extra cost)


Cover for tools of trade

YesOptional cover (extra cost) Up to $3,000 for any one incident


Named driver option

YesOptional excess


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How to claim

Lodge a car insurance claim online, anytime

A convenient way to lodge a car insurance claim is via the online claim form. You can commence submitting your car insurance claim notification 24 hours a day, 7 days a week.

All you need to do is complete the online claim form. Once it is lodged, a friendly claims consultant will contact you as soon as possible.

- Secure form

- No phone queues

- Immediate confirmation number for your reference

Online - 24 hours a day, 7 days a week claims lodgement

You can call Allianz Claims on 1300 555 030 and a consultant will help you commence the claims process.

Need to make a claim?

Lodge a car insurance claim online now

Important Information

IMB Ltd trading as IMB Bank ABN 92 087 651 974, AFSL/Australian Credit License No. 237 391 arranges this insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708. We do not provide any advice based on any consideration of your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision, please consider the Product Disclosure Statement and key factsheets available from www.imb.com.au or by calling 133 462. The relevant Target Market Determination is available here. If you purchase this insurance, we will receive a commission that is a percentage of the premium . Ask us for more details before we provide you with services.

1. Minimum premiums may apply. Any discounts and entitlements may be subject to rounding and only apply to the extent any minimum premium isn’t reached. If you’re eligible for more than one, Allianz also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts and entitlements. Discounts may not be applied to the premium for optional covers.

2. The online discount applies when you quote and buy a new Comprehensive Motor Insurance policies only. Any online discounts offered are applied to Allianz’s standard rates, excluding optional covers, and are for the first year’s premium only, unless otherwise stated. Promotional or other discounts may apply from time to time for customers who apply for insurance using other methods.

3. Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.

4. Allianz will extend your rental car or daily travel allowance period to the extent that Allianz caused or contributed to the delay in repairing your vehicle.

5. Safe Driver Discount applies to Comprehensive Motor Insurance policies only. Any discount entitlement is determined by the insurance history and driving history of all drivers on the policy and the number of claims made by them. If eligible, the maximum Safe Driver Discount that may be applied on new policies is up to 10%.For more information see our PEDguide.

6. Allianz may authorise repairs at your repairer of choice; pay you the reasonable costs of repairing your vehicle; or move your vehicle to another repairer we both agree upon. We will act reasonable in doing so.