Attention: open in a new window. Print

Interest rates shown are for new owner occupied loans on principal and interest repayments. Interest Only rates are available here

 

Variable Rate Home Loans - Principal & Interest ≤80% LVR

Home Loan Interest
Rate
Comparision
Rate1
 
Budget Home Loan 2.68% pa 2.74% pa

Enquire

Variable Rate Home Loans - Principal & Interest ≤90% LVR

Home Loan Interest
Rate
Comparision
Rate1
 
Budget Home Loan 2.78% pa 2.84% pa

Enquire

Accelerator Home Loan2 3.36% pa 3.30% pa

Enquire

Essentials Home Loan 2.98% pa 3.12% pa

Enquire

Introductory Variable Home Loan3 3.71% pa 3.32% pa

Enquire

Standard Variable Home Loan 4.71% pa 4.77% pa

Enquire

Fixed Rate Home Loans - Principal & Interest ≤90% LVR

Term Interest
Rate
Comparision
Rate1
 
1 Year 2.39% pa 3.20% pa

Enquire

2 Year 2.39% pa 3.14% pa

Enquire

3 Year 2.39% pa 3.08% pa

Enquire

4 Year 2.84% pa 3.16% pa

Enquire

5 Year 2.84% pa 3.14% pa

Enquire

 

Home Loan Reference Rates

iconEnquire NowiconVisit a BranchiconCall 133 462

Rates Effective 03 July 2020 . These interest rates apply to new owner occupier home loans with principal and interest repayments. Different interest rates apply to interest only and investment home loans. Rates shown are for new funds only. Not all rates are available as a switch from another home loan option. Lending criteria, terms and conditions, fees and charges apply to IMB home loans. 1. The comparison rate is based on a $150,000 secured loan for a term of twenty five (25) years for all home loans. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. 2. 24 months after settlement, loan converts to a 1.50% discount off the standard variable rate. 3. This loan is discounted for the first twelve (12) months before it converts to a 1.50% discount off the standard variable rate.
Interest on all loans is calculated on the daily balance at a daily rate equivalent to the annual rate divided by 365. Full loan terms and conditions are available upon request from any IMB branch or by calling 133 462, 8:00am to 8:00pm Mon-Fri, or 9:00am to 4:00pm Saturday.

 

The Hive

Keep up to date with all the IMB insider tips for a healthier financial future.

Why choose IMB Bank?

Established in 1880, IMB has been helping people achieve their financial goals for 140 years. IMB offers a full range of banking solutions including home and personal lending, savings and transaction accounts, term deposits, business banking and can arrange financial planning, insurance and travel products.

IMB has a growing branch network throughout the Illawarra, Sydney, NSW South Coast, the ACT and Melbourne. We have a lending specialist in every branch and a team of mobile lending specialists who will come to you. IMB members enjoy access to free automated phone and internet banking and a team of professionals who are just a phone call away at our locally based call centre.

Find out more