Money Management /

How much can I borrow?

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If you’re looking for a mortgage for your first home, it can be a good idea to estimate how much you could potentially borrow.

There are three key steps to using the IMB Bank mortgage borrowing power calculator.

  • Entering your income details
  • Entering your expense details
  • Entering your loan details

By using the information provided, the calculator is able to show an estimation of how much you may be able to borrow. The IMB Bank Borrowing Power Calculator is a simple tool that takes less than 15 minutes to complete.

Get started

Watch the 'how to' video


Why choose us?

Established in 1880, we have been helping people achieve their financial goals for 140 years and are rated by Forbes as one of the World’s Best Banks. We offer a full range of competitive banking, including home and personal lending, savings and transaction accounts, term deposits, business banking, and can arrange financial planning, insurance and travel products.

We provide simple and secure digital banking solutions online and on mobile, and members enjoy access to free automated phone and internet banking, and a team of professionals at our locally based contact centre. With a growing branch network throughout the Illawarra, Sydney, NSW South Coast, Newcastle/Hunter, the ACT and Melbourne, we have a lending specialist in every branch and a team of mobile lending specialists who will come to you.

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