Money Management /

10 ways you can start saving now

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We all hear about the importance of reviewing things like your phone and insurance to see if you can save money, but what about changes you can make right now to help save a buck or two. Some of these savings may seem small, but overtime they all add up.

  1. Leave your credit card at home
  2. Refill your water bottle
  3. Take a short term view
  4. Take baby steps
  5. Make the great outdoors your gym
  6. Join the library
  7. Eat from your fridge
  8. Make a shopping list
  9. While we’re on the shopping
  10. Designate a spend free day (or two)

Aside from point 3 – things I’m not going to buy this week….

a. Monday afternoon coffee  - $4.50

b. New tunes Monday night - $2.19 x2 = $4.38

c. Drink water (from the tap) instead of soft drink to go with lunch Tues = $3.50

d. Breakfast at home Wednesday instead of an egg and bacon roll at a cafe - $7.00

e. Thursday afternoon coffee - $4.50

Note to self: If I do this every week I’ve saved about $100 bucks a month!

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Any advice in this information is general and has been prepared without taking account of your particular objectives, financial situation or needs.  Before you act on any advice you should consider whether it is appropriate for you.

Why choose IMB Bank?

Established in 1880, IMB has been helping people achieve their financial goals for 140 years. IMB offers a full range of banking solutions including home and personal lending, savings and transaction accounts, term deposits, business banking and can arrange financial planning, insurance and travel products.

IMB has a growing branch network throughout the Illawarra, Sydney, NSW South Coast, the ACT and Melbourne. We have a lending specialist in every branch and a team of mobile lending specialists who will come to you. IMB members enjoy access to free automated phone and internet banking and a team of professionals who are just a phone call away at our locally based call centre.

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