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An offset facility works by taking the daily balance of your nominated transaction account and offsetting it against the outstanding balance on your loan, effectively reducing the amount of interest charged.

If you have an eligible IMB home loan account you may link an offset facility to it. Offsetting your home loan can save you thousands in interest over the life of your loan.

IMB offers 100% offset facilities on eligible loan accounts which means you will see the full benefit in interest saved.

If you would like to discuss how an offset facility could benefit you, please call IMB direct on 133 462 to speak to a home loan specialist or visit your local branch.

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Normal IMB lending criteria, terms and conditions, fees and charges apply.The advice on this website has been prepared without taking account of your objectives, financial situation or needs. Before you act on this advice you should consider the appropriateness of this advice in regard to your objectives, financial situation and needs. You should consider the relevant Terms and Conditions or Product Disclosure Statement before deciding whether to acquire any of the products shown on this website.

Why choose us?

Established in 1880, IMB Bank is one of the most enduring financial institutions in the country, helping people achieve their financial goals for over 140 years. Our members can access a fully featured range of services: home and personal lending, savings and transaction accounts, term deposits, business banking, and more.

Our renowned personal service is backed by innovation, providing convenient, secure digital banking options where and when you want it. IMB also has a growing retail branch network throughout NSW and Victoria, for when you need to speak to someone in person, and a team of professionals at our locally based contact centre. We have a lending specialist in every branch and a team of mobile lending specialists who will come to you.

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