Zoo Account

The fun and engaging account that encourages kids aged 12 and under to save by rewarding them for their efforts.

Features

Our Zoo Account provides a range of benefits for children up to 12 years old, including:

Welcome Kit, including free IMB Zoo gift.

$100 monthly prize draw1.

Receive real time payments through Osko®.

No transaction or account keeping fees.

6-monthly statement with colouring-in competition.  

Bonus interest by saving as little as $10 a month with no withdrawals2.

Rates & Fees

Account Balance

Standard Variable
Interest Rate

Standard Variable
Bonus Rate2

Earn up to

$50,000 and over

0.10

% p.a.

3.90

% p.a.

4.00

% p.a.

$20,000 - $49,999.99

0.10

% p.a.

3.90

% p.a.

4.00

% p.a.

$5,000 - $19,999.99

0.10

% p.a.

3.90

% p.a.

4.00

% p.a.

Up to $4,999.99

0.10

% p.a.

3.90

% p.a.

4.00

% p.a.

Opening an account is easy

Understand the important information

Read the product information, terms and conditions, and fee information

Open an account

Visit an IMB Branch to open an account for your child. Bring your child's birth certificate and acceptable ID for yourself.

Transacting

As the parent or guardian you will be the authorised signatory on the account.

Need support?

Contact us

Get in touch with one of our Australian-based team.

Locate us

Our friendly branch staff are looking forward to helping you achieve your financial goals.

Got a question on IMBs Zoo Account?

What happens once I turn 13?

Why is my Zoo account being charged TFN tax?

What is the interest rate on the Zoo account?

Can I have a card linked with a Zoo account?

why us

IMB Bank is one of the most enduring financial institutions in the country, helping people achieve their financial goals for over 140 years.

Find out more

Your security, our priority

Security is a fundamental right for our customers, and we hold it as one of our core values.

Important Information

General

Information current at date of appearance and subject to change. You should consider the IMB Member Guide to Transaction Banking - Product Disclosure Statement before making a decision about IMB products and facilities. Target Market Determination available here. Fees and charges may apply, see the PDS – Fees, Charges and Limits for more details.  

Interest on all deposits is calculated on the daily balance at a daily rate equivalent to the annual rate divided by 365. Interest rates are paid on the entire balance of the account.

Rates and features

1. Competition open to NSW, ACT & VIC members only. One entry is automatically earned for every deposit of $10 or more into an IMB Zoo Account in the child's name and the member is aged between 0-12 years of age. A Member is entitled to be entered into the competition more than once in any month and for the duration of the competition. Unsuccessful entries from a $100 monthly prize draw do not carry forward to the subsequent month’s draw. The prize is $100 deposited into the winning Member’s Zoo Account by IMB within 30 days of the prize draw. Promotion period 01/12/2023 to 30/11/2024 with a monthly prize drawn at 47 Burelli St, Wollongong on the second Tuesday of each month at 3pm from all entries received in the previous calendar month. This offer may be varied or withdrawn at any time. Please see www.imb.com.au or an IMB branch for full terms and conditions of this competition.

2. Standard Variable Bonus interest is payable when bonus interest criteria are met - a minimum $10 deposit and no withdrawals are made in the calendar month.

® Osko is a registered trademark of BPAY Pty Ltd ABN 69 079 137 518.