Zoo Account

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Zoo Account

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Features
Rates & Fees

Earn BONUS interest by saving as little as $10 a month with no withdrawals¹
Receive real time payments through Osko®
No transaction or account keeping fees²
Welcome Kit – including FREE IMB Zoo colouring kit and money box
$100 monthly prize draw³
6 monthly statement with colouring-in competition

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Interest Rates

Account balance	Standard Variable Interest Rate	Standard Variable Bonus Rate¹	Earn up to
$50,000 and over	0.10% pa	1.40% pa	1.50% pa
$20,000 - $49,999.99	0.10% pa	1.40% pa	1.50% pa
$5,000 - $19,999.99	0.10% pa	1.40% pa	1.50% pa
Up to $4,999.99	0.10% pa	1.40% pa	1.50% pa

Fees, Charges and Limits

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Important Information:
1. Standard Variable Bonus interest is payable when bonus interest criteria are met - a minimum $10 deposit and no withdrawals are made in the calendar month. Interest is calculated daily and is paid at the end of each calendar month. 2. Fees and charges for IMB services, government and third party fees may apply. 3. Competition open to NSW, ACT & VIC members only. One entry is automatically earned for every deposit of $10 or more into an IMB Zoo Account in the child's name. A Member is entitled to be entered into the competition more than once in any month and for the duration of the competition. Unsuccessful entries from a $100 monthly prize draw do not carry forward to the subsequent month’s draw. The prize is $100 deposited into the winning Member’s Zoo Account by IMB within 30 days of the prize draw. Promotion period 01/11/2019-29/08/2020 with a monthly prize drawn at 253-259 Crown Street Wollongong on the second Tuesday of each month at 3pm from all entries received in the previous calender month. Authorised under NSW Permit No/LTPM/19/04750. Please see www.imb.com.au or an IMB branch for full terms and conditions of this competition. Zoo account available for individuals aged 0-12, terms and conditions apply. For more information on the Financial Claims Scheme see imb.com.au/FCS. Consider the PDS available from IMB before making a decision about this product. This advice is general advice only and does not take into account your objectives, financial situation or needs. ® Osko and logo is a registered trademark of BPAY Pty Ltd ABN 69 079 137 518. Please consider the Product Disclosure Statement, available from IMB, before making a decision about this product.

Why choose us?

Established in 1880, we have been helping people achieve their financial goals for 140 years and are rated by Forbes as one of the World’s Best Banks. We offer a full range of competitive banking, including home and personal lending, savings and transaction accounts, term deposits, business banking, and can arrange financial planning, insurance and travel products.

We provide simple and secure digital banking solutions online and on mobile, and members enjoy access to free automated phone and internet banking, and a team of professionals at our locally based contact centre. With a growing branch network throughout the Illawarra, Sydney, NSW South Coast, Newcastle/Hunter, the ACT and Melbourne, we have a lending specialist in every branch and a team of mobile lending specialists who will come to you.

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