Zoo Account

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Open a new IMB Zoo Account for your child this Christmas and get a

Features
Rates & Fees

Earn BONUS interest by saving as little as $10 a month with no withdrawals¹
Receive real time payments through Osko®
No transaction or account keeping fees²
Welcome Kit – including FREE IMB Zoo colouring kit and Beehive money box
$100 monthly prize draw³
6 monthly statement with colouring-in competition

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Interest Rates

Account balance	Standard Variable Interest Rate	Standard Variable Bonus Rate¹	Earn up to
$50,000 and over	0.10% pa	1.75% pa	1.85% pa
$20,000 - $49,999.99	0.10% pa	1.75% pa	1.85% pa
$5,000 - $19,999.99	0.10% pa	1.75% pa	1.85% pa
Up to $4,999.99	0.10% pa	1.75% pa	1.85% pa

Fees, Charges and Limits

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Important Information:
1. Standard Variable Bonus interest is payable when bonus interest criteria are met - a minimum $10 deposit and no withdrawals are made in the calendar month. Interest is calculated daily and is paid at the end of each calendar month. 2. Fees and charges for IMB services, government and third party fees may apply. 3. Competition open to NSW, ACT & VIC members only. One entry is automatically earned for every deposit of $10 or more into an IMB Zoo Account in the child's name. A Member is entitled to be entered into the competition more than once in any month and for the duration of the competition. Unsuccessful entries from a $100 monthly prize draw do not carry forward to the subsequent month’s draw. The prize is $100 deposited into the winning Member’s Zoo Account by IMB within 30 days of the prize draw. Promotion period 01/11/2019-29/08/2020 with a monthly prize drawn at 253-259 Crown Street Wollongong on the second Tuesday of each month at 3pm from all entries received in the previous calender month. Authorised under NSW Permit No/LTPM/19/04750. Please see www.imb.com.au or an IMB branch for full terms and conditions of this competition. Zoo account available for individuals aged 0-12, terms and conditions apply. For more information on the Financial Claims Scheme see imb.com.au/FCS. Consider the PDS available from IMB before making a decision about this product. This advice is general advice only and does not take into account your objectives, financial situation or needs. ® Osko and logo is a registered trademark of BPAY Pty Ltd ABN 69 079 137 518. *Offer available for new IMB Zoo Accounts opened in the child’s name by a parent or legal guardian before 24/12/19. Account eligibility requirements apply. Zoo account opening requirements will vary depending on your relationship with the child. Please refer to the PDS for full details. $25 bonus will be deposited into the new Zoo Account within 30 days. Limit of one bonus per new member 12 years of age and under who has not previously held an IMB Zoo account. Please consider the Product Disclosure Statement, available from IMB, before making a decision about this product.

Why choose IMB Bank?

Established in 1880, IMB has been helping people achieve their financial goals for 139 years. IMB offers a full range of banking solutions including home and personal lending, savings and transaction accounts, term deposits, business banking, financial planning and can arrange a wide range of insurance and travel products.

IMB has a growing branch network throughout the Illawarra, Sydney, NSW South Coast, the ACT and Melbourne. We have a lending specialist in every branch and a team of mobile lending specialists who will come to you. IMB members enjoy access to free automated phone and internet banking and a team of professionals who are just a phone call away at our locally based call centre.

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