General

#$50 promotion is valid for new and existing IMB members who have not held a Reward Saver Kick Start Account before and open a new Reward Saver Kick Start Account between 24/07/2025 to 16/09/2025. Account eligibility requirements apply. Can not be used in conjunction with any other IMB account offer. $50 bonus will be paid into qualifying members' Reward Saver Kick Start Account within 30 days of promotion end date. To be eligible for the $50 bonus, members must hold a minimum account balance of $200 at the end of the promotional period (11:59pm on 30/09/2025). Offer limited to one bonus per account and not available with any other offer.  IMB reserves the right to change or withdraw this offer at any time.

Information current at date of appearance and subject to change. This advice is general advice only and does not take into account your objectives, financial situation or needs. You should consider the Product Disclosure Statement before making a decision about IMB products and facilities. Target Market Determination available here. Fees and charges may apply, see the PDS – Fees, Charges and Limits for more details.

Interest on all deposits is calculated on the daily balance at a daily rate equivalent to the annual rate divided by 365. A different rate applies to the portion of the balance in each tier.

IMB Reward Saver Kick Start recognised in Mozo Experts Choice Awards 2025 - more information on the awards research methodology at mozo.com.au

Rates and features

1. The interest rate shown is payable on balances up to $1m only. To earn both the Standard Variable Bonus Rate and the Kick Start Bonus Interest Rate the account holder must make a minimum $20 deposit and no withdrawals per month (Bonus Interest Criteria). If Bonus Interest Criteria is not met for the calendar month, both the Standard Variable Bonus Rate and Kick Start Bonus Interest Rate are forfeited.

2. Transaction fees and other charges apply.

3. The Reward Saver Kick Start account is available to individuals aged 13-17 and students, trainees and apprentices aged 18-30, studying or training with an organisation recognised by IMB in its absolute discretion. Once a Reward Saver Kick Start account no longer meets the eligibility criteria or fails to provide proof of eligible status, it converts to the standard terms and conditions applicable to the Reward Saver account. Please refer to the PDS for full details.