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Interest rate available for balances up to $1M. Interest rate includes Kick Start Bonus Interest Rate and Standard Variable Bonus Rate. Bonus Interest criteria applies2
Kick Start your savings with bonus interest for regular savings, it’s the ideal account to save for that something special. Whatever you’re saving for, get there faster with an IMB Kick Start Reward Saver account.
No monthly account keeping fees3
Set up automatic transfers from your Everyday Account
Access to real time payments through Osko®
Personalise your account name (e.g. ‘Holiday Savings’)
Earn bonus interest by saving as little as $20 a month with no withdrawals2
Account Balance | Standard Variable | Standard Variable | Kick Start | Earn |
|---|---|---|---|---|
$1,000,000.01 & above | 0.00 % p.a. | 0.00 % p.a. | 0.00 % p.a. | 0.00 % p.a. |
$500,000.01 - $1,000,000.00 | 0.00 % p.a. | 3.25 % p.a. | 2.00 % p.a. | 5.25 % p.a. |
$100,000.01 - $500,000 | 0.00 % p.a. | 3.25 % p.a. | 2.00 % p.a. | 5.25 % p.a. |
$5,000 - $100,000 | 0.00 % p.a. | 3.25 % p.a. | 2.00 % p.a. | 5.25 % p.a. |
$0 - $4,999.99 | 0.00 % p.a. | 3.25 % p.a. | 2.00 % p.a. | 5.25 % p.a. |
Documents | |
IMB Member Guide to Transaction Banking – Product Disclosure Statement | |
PDS – Fees Charges and Limits | |
PDS – Interest Rates for IMB Deposit Products |
Read the product information, terms and conditions, and fee information
Give yourself approximately 10 minutes to go through the application
Have your ID handy so we can verify your identity electronically (open to Australian residents, 13 years and over)
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General
Information current at date of appearance and subject to change. You should consider the IMB Member Guide to Transaction Banking - Product Disclosure Statement before making a decision about IMB products and facilities. Target Market Determination available here. Fees and charges may apply, see the PDS – Fees, Charges and Limits for more details.
Interest on all deposits is calculated on the daily balance at a daily rate equivalent to the annual rate divided by 365. A different rate applies to the portion of the balance in each tier.
Rates and features
1. The Reward Saver Kick Start account is available to individuals aged 13-17 and students, trainees and apprentices aged 18-30, studying or training with an organisation recognised by IMB in its absolute discretion. Once a Reward Saver Kick Start account no longer meets the eligibility criteria or fails to provide proof of eligible status, it converts to the standard terms and conditions applicable to the Reward Saver account. Please refer to the PDS for full details.
2. The interest rate shown is payable on balances up to $1m only. The Kick Start Bonus Interest Rate is a variable interest rate payable for the duration the account holder is eligible to hold a Reward Saver Kick Start account. To earn both the Standard Variable Bonus Rate and the Kick Start Bonus Interest Rate the account holder must make a minimum $20 deposit and no withdrawals per month (Bonus Interest Criteria). If Bonus Interest Criteria is not met for the calendar month, both the Standard Variable Bonus Rate and Kick Start Bonus Interest Rate are forfeited.
3. Transaction fees and other charges apply.
® Osko and logo is a registered trademark of BPAY Pty Ltd ABN 69 079 137 518.
*$50 promotion is valid for new and existing IMB members who have not held a Reward Saver Kick Start Account before and open a new Reward Saver Kick Start Account between 08/02/2024 to 19/04/2024. Account eligibility requirements apply. Can not be used in conjunction with any other IMB account offer. Bonus $50 will be paid within 30 days of promotion end date. To be eligible for the $50 bonus, members must hold a minimum account balance of $200 at the end of the promotional period (11:59pm on 30/04/2024). Offer limited to one bonus per account and not available with any other offer. IMB reserves the right to change or withdraw this offer at any time.
