If the deceased person is an account holder of a joint account, the funds in the account will generally not form part of the Deceased Estate. We will treat the balance of the account/s as belonging to the surviving account holder(s) , under what is known at law as the right of survivorship.
These accounts continue to operate as normal and can continue to be used by the surviving account holder(s). The deceased person’s name will be removed from the account once the Death Certificate issued by the Registry of Births, Deaths and Marriages is provided.
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