Help Centre

Top up your loan

You may be able to borrow additional funds on your existing loan if the value of your property has increased since you originally took out your loan. This can give you access a source of funds without having to take out a separate loan.

How does it work?

We take into account your current financial situation, objectives and how much equity is available in your property, to determine how much you can increase your loan. To find out more, please visit your local branch or call an IMB home loan specialist on 133 462. Or fill out the form below and we’ll get in touch with you shortly.

Things to consider

  • Increasing your loan amount may increase your repayments. Please seek financial advice to determine if topping up your loan is the right option for you.
  • There can be fees involved with topping up your loan
  • Top-ups are not available on fixed interest loans without breaking the fixed term contract, which may incur break costs.
  • The minimum top-up amount is $10,000.
  • A valuation may be required on your home, a fee may apply

Need support?

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Get in touch with one of our Australia-based team.

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Our friendly branch staff are looking forward to helping you achieve your financial goals.