Help Centre

How is the Government Guarantee applied to a joint account?

If two or more members have a joint account with IMB, the balance of that account will be spread equally across the joint account holders when determining the total balance of deposits each member holds with IMB. For example, if two members hold a joint account with a balance of $300,000, each member is entitled to claim up to $150,000 from the joint account towards their Financial Claims Scheme covered total deposit amount of $250,000 held with IMB.

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