Can you have an offset account on a home loan?

Yes, our variable Essentials Home Loan comes with an offset account. What is an offset account? A transaction account linked to your home loan where your deposits reduce the principal amount from which your interest is calculated. 100% Offset facility is available on the IMB Everyday and IMB Everyday Unlimited Accounts. Explore our Essentials Home Loan to find out more.

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IMB Bank acknowledges the Traditional Owners of Country throughout Australia and recognises their continuing connection to lands, waters and communities. We pay our respect to Aboriginal and Torres Strait Islander cultures and to Elders past and present, and emerging cultural knowledge holders.

The advice on this website has been prepared without taking account of your objectives, financial situation or needs. Before you act on this advice you should consider the appropriateness of this advice in regard to your objectives, financial situation and needs. Lending criteria, terms and conditions, fees and charges apply to IMB loan products. You should consider the relevant Terms and Conditions or IMB Member Guide to Transaction Banking - Product Disclosure Statement before deciding whether to acquire any of the products or facilities shown on this website. Target Market Determinations available here.

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