IMB Capital Review

April 12, 2012

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IMB notes recent media speculation as to the likely outcome of the Board initiated review of IMB’s capital structure, and commenting on aspects of IMB’s business.

The broad based capital structure review, which is examining a range of alternatives, is ongoing. No outcomes have yet been determined. Consultation with various regulators continues in an orderly manner. Opinions being circulated in the media on the likely outcome of the review are entirely speculative.

IMB is well capitalised to meet its regulatory obligations, including the emerging requirements of the Basel III regime applicable to all ADI’s. IMB’s underlying business continues to perform well, and credit quality across IMB’s loan portfolio remains strong. Inferences to the contrary appearing in some articles are without foundation.

IMB will provide further information to members on the capital structure review as it becomes available.

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