Business

A business banking borrowing walkthrough

Wednesday, 29 March 2017 13:12

A guide to small business borrowing

There are many businesses all around Australia that are in growth mode. However, growth can often cause strain on cash flow, as more resources are taken up to fund expansion. If your organisation, like so many others, is in a period of growth it may be helpful to have access to suitable business finance.

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If applying for a business loan – have you considered these factors?

Monday, 28 November 2016 11:42

A few factors to you may want to consider before applying for a business loan

Is it time for you to apply for a business loan? There may be a few things to check off the list beforehand. You may need to come prepared for the meeting with your lender, and that can require some research and understanding of your own finances. If you come prepared and confident, it may make all the difference.

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Gross profit and your business: What does it mean?

Monday, 10 October 2016 13:33

If you run your own small business, you will have come across a number of different ways of evaluating your profitability. One such method is gross profit, and gross profit margins. While they may not be the only figures you are using to check the health of your enterprise, they may still be important.

Here's what you may need to know to interpret them properly.

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A quick guide to fixed costs for small businesses

Monday, 10 October 2016 11:03

A quick guide to fixed costs for small businesses

If you’re running a small business, fixed costs are likely to form part of your budgeting commitments and can play an important part in your overall business plan. However, you may find that your business has different fixed costs to others, but also finances them in different ways. Let's take a closer look at what fixed costs are and how you might be able to deal with them efficiently.

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A guide to managing your cash-flow for your small business

Wednesday, 05 October 2016 10:29

Managing cash-flow for your small business

Cash flow can be a constant concern for any business manager. Whether you own a grocery store or are a self-employed tradesperson, cash flow might dictate your success and failure. Often, failure to manage cash-flow properly was an identified cause of business insolvencies from 2014 to 20151.

As we start to near the new financial year, it could be the perfect time to learn how to better handle cash flow and help prevent your small business going the way of the dodo.

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How do you keep your staff happy and productive?

Thursday, 16 June 2016 09:43

If you run a small business with staff working for you, keeping them happy could be one of the biggest challenges. One survey indicated that only 24 per cent of interviewed employees considered themselves satisfied with their work life1 – hardly a fantastic result.

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Decorating ideas for your business

Thursday, 16 June 2016 09:26

Does your small business feel like it has been designed to encourage a productive work environment? One survey indicates that consideration for the design of a workspace could be beneficial for workers as it may help with productivity, introduce a sense of community and may make being at work more enjoyable1.

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