Term (months) | Interest Rate | |||
---|---|---|---|---|
$1,000.00 - | $5,000.00 - | $25,000.00 - | $50,000.00 | |
Minimum investment $5,0001 | ||||
3 Month Special | 0.00 % p.a. | 4.20 % p.a. | 4.20 % p.a. | 4.20 % p.a. |
6 Month Special | 0.00 % p.a. | 4.75 % p.a. | 4.75 % p.a. | 4.75 % p.a. |
12 Month Special | 0.00 % p.a. | 4.70 % p.a. | 4.70 % p.a. | 4.70 % p.a. |
Minimum investment $1,0001 | ||||
1 - 3 Months | 1.00 % p.a. | 1.00 % p.a. | 1.00 % p.a. | 1.00 % p.a. |
3 - 6 Months | 1.25 % p.a. | 1.25 % p.a. | 1.25 % p.a. | 1.25 % p.a. |
6 - 9 Months | 2.00 % p.a. | 2.00 % p.a. | 2.00 % p.a. | 2.00 % p.a. |
9 - 12 Months | 2.00 % p.a. | 2.00 % p.a. | 2.00 % p.a. | 2.00 % p.a. |
12 Months | 2.00 % p.a. | 2.00 % p.a. | 2.00 % p.a. | 2.00 % p.a. |
Term (months) | Interest Rate | |||
---|---|---|---|---|
$1,000.00 - | $5,000.00 - | $25,000.00 - | $50,000.00 | |
Minimum investment $5,0001 | ||||
24 Month Special | 0.00 % p.a. | 4.00 % p.a. | 4.00 % p.a. | 4.00 % p.a. |
36 Month Special | 0.00 % p.a. | 4.00 % p.a. | 4.00 % p.a. | 4.00 % p.a. |
48 Month Special | 0.00 % p.a. | 4.00 % p.a. | 4.00 % p.a. | 4.00 % p.a. |
60 Month Special | 0.00 % p.a. | 4.00 % p.a. | 4.00 % p.a. | 4.00 % p.a. |
Term (months) | Interest Rate | |||
---|---|---|---|---|
$1,000.00 - | $5,000.00 - | $25,000.00 - | $50,000.00 | |
Minimum investment $1,0001 | ||||
6 - 9 Months | 2.00 % p.a. | 2.00 % p.a. | 2.00 % p.a. | 2.00 % p.a. |
9 - 12 Months | 2.00 % p.a. | 2.00 % p.a. | 2.00 % p.a. | 2.00 % p.a. |
12 - 24 Months | 2.00 % p.a. | 2.00 % p.a. | 2.00 % p.a. | 2.00 % p.a. |
24 - 36 Months | 2.00 % p.a. | 2.00 % p.a. | 2.00 % p.a. | 2.00 % p.a. |
36 - 48 Months | 2.00 % p.a. | 2.00 % p.a. | 2.00 % p.a. | 2.00 % p.a. |
48 - 60 Months | 2.00 % p.a. | 2.00 % p.a. | 2.00 % p.a. | 2.00 % p.a. |
60 Months | 2.00 % p.a. | 2.00 % p.a. | 2.00 % p.a. | 2.00 % p.a. |
Term (months) | Interest Rate | |||
---|---|---|---|---|
$1,000.00 - | $5,000.00 - | $25,000.00 - | $50,000.00 | |
Minimum investment $5,0001 | ||||
12 Month Special | 0.00 % p.a. | 4.60 % p.a. | 4.60 % p.a. | 4.60 % p.a. |
24 Month Special | 0.00 % p.a. | 3.93 % p.a. | 3.93 % p.a. | 3.93 % p.a. |
3 - 6 Months | 0.00 % p.a. | 1.20 % p.a. | 1.20 % p.a. | 1.20 % p.a. |
6 - 9 Months | 0.00 % p.a. | 1.95 % p.a. | 1.95 % p.a. | 1.95 % p.a. |
12 - 24 Months | 0.00 % p.a. | 1.95 % p.a. | 1.95 % p.a. | 1.95 % p.a. |
24 - 36 Months | 0.00 % p.a. | 1.95 % p.a. | 1.95 % p.a. | 1.95 % p.a. |
36 - 48 Months | 0.00 % p.a. | 1.95 % p.a. | 1.95 % p.a. | 1.95 % p.a. |
48 - 60 Months | 0.00 % p.a. | 1.95 % p.a. | 1.95 % p.a. | 1.95 % p.a. |
60 Months | 0.00 % p.a. | 1.95 % p.a. | 1.95 % p.a. | 1.95 % p.a. |
Term (months) | Interest Rate | |||
---|---|---|---|---|
$1,000.00 - | $5,000.00 - | $25,000.00 - | $50,000.00 | |
Minimum investment $2,0001 | ||||
12 Months | 1.90 % p.a. | 1.90 % p.a. | 1.90 % p.a. | 1.90 % p.a. |
Documents | |
IMB Member Guide to Transaction Banking – Product Disclosure Statement | |
PDS – Fees Charges and Limits | |
PDS – Interest Rates for IMB Deposit Products |
Read the product information, terms and conditions, and fee information
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Security is a fundamental right for our customers, and we hold it as one of our core values.
Information current at 6th March 2024 and subject to change. You should consider the IMB Member Guide to Transaction Banking - Product Disclosure Statement before making a decision about IMB products and facilities. Target Market Determinations available here.
Prepayment of your investment amount (i.e. withdrawal in part or full prior to maturity) will be allowed by us. However, any amounts withdrawn before maturity will incur the following interest rate reduction:
If upon maturity of your term deposit you do not provide contrary instructions, your investment will be reinvested for the same term at the standard interest rate applicable at that time, which may be higher or lower than your current rate, and this will constitute a new facility. 6 month term is treated as 183 days for the purposes of term length and interest calculations.
Rates and features
1. Rates and terms negotiable for amounts over $100,000.