Business Loan Interest Rates

Variable Business Loan Rates

		Interest Rate
Fully Drawn Business Loan (Commercial Security)	(rates starting from) 6.85 % p.a.	Enquire now	Learn more
Fully Drawn Business Loan (Residential Security)	6.69 % p.a.	Enquire now	Learn more

**Overdraft Rates**
		Interest Rate
Secured Business Overdraft	7.84 % p.a.	Enquire now	Learn more
Unsecured Business Overdraft	10.84 % p.a.	Enquire now	Learn more

**Fixed Business Loan Rates**
	Residential Security Interest Rate¹	Commercial Security Interest Rate¹
1 year	6.49 % p.a.	6.99 % p.a.	Enquire now
2 years	6.49 % p.a.	6.99 % p.a.	Enquire now
3 years	6.49 % p.a.	6.99 % p.a.	Enquire now
4 years	6.74 % p.a.	7.24 % p.a.	Enquire now
5 years	6.74 % p.a.	7.24 % p.a.	Enquire now

How We Can Help

We've been supporting our members for over 140 years

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About IMB

Damian and Elissa from Newcastle

It really eased our minds to know that Vanessa was all over the process and going to let us know what to do at each step.

Kate Munro from the Illawarra

I would definitely point my friends in the direction of IMB if they were looking for a car loan.

Ken and Lauren from Shellharbour

It was the best thing I have done. Don’t wait. Do it and start planning for your future

why us

IMB Bank is one of the most enduring financial institutions in the country, helping people achieve their financial goals for over 140 years.

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Security is a fundamental right for our customers, and we hold it as one of our core values.

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Important Information

General

Information current as at 30th January 2024 and subject to change. Lending criteria, terms and conditions, fees and charges apply and available upon request.

Interest rates are for new applications only and they are not available for refinance of existing IMB loans. A borrower margin may apply.

Rates and features

1. Fixed interest rates are indicative and may vary on settlement. All fixed rate loans convert to a variable rate at the end of the fixed rate loan term.

IMB Bank acknowledges the Traditional Owners of Country throughout Australia and recognises their continuing connection to lands, waters and communities. We pay our respect to Aboriginal and Torres Strait Islander cultures and to Elders past and present, and emerging cultural knowledge holders.

The advice on this website has been prepared without taking account of your objectives, financial situation or needs. Before you act on this advice you should consider the appropriateness of this advice in regard to your objectives, financial situation and needs. Lending criteria, terms and conditions, fees and charges apply to IMB loan products. You should consider the relevant Terms and Conditions or IMB Member Guide to Transaction Banking - Product Disclosure Statement before deciding whether to acquire any of the products or facilities shown on this website. Target Market Determinations available here.

BSB 641 800 | ABN 92 087 651 974 | AFSL 237 391 | Australian Credit Licence 237 391