What are the hidden costs of buying a new car?

Wednesday, 16 November 2016 10:17

What are the costs of buying a new car?

When it comes time to buy a new car, you probably spend a great deal of time scouring the market for the best possible deal you can find. You're searching local merchants, auctions, perhaps even going online to see if there are discounts or deals you're not aware of. All the while, you're looking to find the lowest possible price.

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Should you repair your old car or buy a new one?

Tuesday, 15 November 2016 11:39

Cost of repairing an old car

When you run into car trouble and there's a chance that your vehicle can't be salvaged, it can present a critical decision for you to make. Do you press forward with the car you have today, spending the money to repair it so it's still drivable? Or do you move on, purchasing a new car instead?

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Gross profit and your business: What does it mean?

Monday, 10 October 2016 14:33

If you run your own small business, you will have come across a number of different ways of evaluating your profitability. One such method is gross profit, and gross profit margins. While they may not be the only figures you are using to check the health of your enterprise, they may still be important.

Here's what you may need to know to interpret them properly.

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A quick guide to fixed costs for small businesses

Monday, 10 October 2016 12:03

A quick guide to fixed costs for small businesses

If you’re running a small business, fixed costs are likely to form part of your budgeting commitments and can play an important part in your overall business plan. However, you may find that your business has different fixed costs to others, but also finances them in different ways. Let's take a closer look at what fixed costs are and how you might be able to deal with them efficiently.

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The three money stages before 30

Friday, 07 October 2016 14:21

Good financial habits can be great to learn and put in place when you are younger; however, it’s never too late to start learning. Here are three important stages of a young Australian's life; especially when it comes to money.

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A guide to managing your cash-flow for your small business

Wednesday, 05 October 2016 11:29

Managing cash-flow for your small business

Cash flow can be a constant concern for any business manager. Whether you own a grocery store or are a self-employed tradesperson, cash flow might dictate your success and failure. Often, failure to manage cash-flow properly was an identified cause of business insolvencies from 2014 to 20151.

As we start to near the new financial year, it could be the perfect time to learn how to better handle cash flow and help prevent your small business going the way of the dodo.

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The pros and cons of Family Guarantee loans

Monday, 19 September 2016 12:50

A Family Guarantee could help you reach your home ownership goal sooner

For many young Australians, home ownership may be harder to attain compared to previous generations. Many Australians are putting off buying their first home until later in life, while the overall home ownership rates across the nation have been dropping since the mid-1990's1. It seems like a grim scenario, but there are still solutions available - and it isn't just a matter of saving more or for longer for a larger deposit.

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