Wednesday, 17 February 2016 15:22
Is it a business or a hobby?
This is a critical question you should be asking yourself. As a business, you will ultimately function with a view to profit which will subsequently result in tax, insurance and legal obligations. A hobby is what you enjoy doing in your leisure time. For example, mountain biking, surfing, painting, writing, reading and visiting art galleries.
Wednesday, 10 February 2016 11:41
Saving for your goals can be difficult at the best of times, let alone when you're studying. Leaving home for the first time and dealing with rent, student loans, university fees and other associated costs can make your first steps as a budgeter quite stressful.
Wednesday, 10 February 2016 10:56
How do you feel about your money? Are you concerned about your finances in the year to come? According to ASIC's latest Australian Financial Attitudes and Behaviour Tracker, 58 per cent of people said they were confident when handling their money1. However, that still leaves nearly half of respondents who couldn't say the same.
Feeling a little deflated now the Christmas tree has been stored and the tinsel packed away? Have you been hit with the reality of the new year, including a not-so-nice credit card bill?
Friday, 05 February 2016 15:43
When we purchased our first home, it was a huge old art deco apartment with amazing features, but literally falling apart. The bathroom was in a state, the kitchen was even worse. Not even mentioning the yellow stained walls and dirty old blue carpet. We really had to use our imagination for the final outcome. It wasn’t really liveable, pretty much everything needed redoing, yet like most first homebuyers, our budget was stretched and there wasn’t much left over to renovate.
Friday, 29 January 2016 13:47
Investments Commission reports that on average, each of us planned to part ways with $1,079 during the holiday season1. On top of this, the Australian Retailers Association reported that we actually broke records for Boxing Day shopping in 20152
Thursday, 28 January 2016 14:45
With most universities kicking off the year in full throughout February, there are sure to be a lot of people entering the tertiary-education lifestyle for the first time.
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