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Lo Doc

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Self employed? The IMB Lo Doc Home Loan is structured to help you if you are self employed and unable to provide the normal income documentation for a loan.

  • Competitive variable interest rate
  • Reduced paperwork requirements
  • 100% Offset facility*
  • Free Internet redraws
Key features
Minimum loan amount $100,000
Maximum LVR Up to 80% of the property value
Maximum loan amount Up to $1,000,000
Home loan period Up to 30 years
Repayments Monthly / fortnightly / weekly
Additional Repayments Yes
Free redraw facility Yes via Internet
Split loan Not available
Interest charges Calculated daily, charged monthly
Fees and charges View fees and charges
Mortgage offset account Yes
Loan Repayment Insurance Yes
Eligibility For new funds only. Not available as a switch or re-finance from another IMB home loan.
Switching to another IMB Home Loan Available after 3 years provided loan repayments have been met
  Customise your home loan package

* 100% offset facility is available on the IMB Everyday Account or the IMB Everyday Unlimited Account. Please consider the product disclosure statement available from IMB before making a decision about this product. Normal IMB lending criteria, terms and conditions, fees and charges apply. Full loan terms and conditions are available upon request from any IMB branch or by calling 133 462, 8:00am to 8:00pm Mon-Fri, or 9:00am to 4:00pm Saturday.

 
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