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Home Guarantee Scheme

We’re proud to be a participating member of the Australian Government's Home Guarantee Scheme, supporting eligible home buyers to purchase a home sooner.

Help for eligible first home buyers and single parents to buy a home

The Home Guarantee Scheme (HGS) is administered by Housing Australia (formerly the National Housing Finance and Investment Corporation). The HGS includes the following Guarantees that help get eligible first home buyers and single parents into homes sooner:

get started

Ready to get started?

Our team of specialists are ready to help you with your application. Book an appointment online or give us a call on 133 462. We can even come to you.

Home loan resources

4 tips to buying your first home

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4 easy money saving tips

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Keeping bank accounts healthy

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How much can I borrow?

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The pros and cons of Family Guarantee Loans

With IMB Bank home loans a Family Guarantee could help you enter the market. It can allow your family to help you purchase a property by acting as guarantors, making it possible to get into your home sooner without having to spend further years saving for a deposit.

Why should I refinance my home loan?

Explore the benefits of refinancing your home loan.

The beginner's guide to property investment

Starting off in investment can be a confusing business, but there are few basic questions that every budding property buyer needs to ask themselves before starting to look at their options in home loan

To renovate or to knock-down and rebuild?

Before making a decision, there are a few factors you might want to contemplate.

Need support?

Contact us

Get in touch with one of our Australia-based team.

Locate us

Our friendly branch staff are looking forward to helping you achieve your financial goals.

Got a question on Home Loans?

What type of security can be used for the guarantee provided to support the Family Guarantee Home Loan?

How can I calculate what my repayments will be?

Can I do weekly/fortnightly repayments?

How long does home loan pre-approval/conditional approval last?

Can you have a split loan?

How We Can Help

We've been supporting our members for over 140 years

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About IMB

Your security, our priority

Security is a fundamental right for our customers, and we hold it as one of our core values.

why us

IMB Bank is one of the most enduring financial institutions in the country, helping people achieve their financial goals for over 140 years.

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Important Information

Information current as at date of appearance and subject to change. Lending criteria, terms and conditions, fees and charges apply. Eligibility criteria must be met to apply online. Split loan options not available in online applications. You should consider the relevant Terms and Conditions or Product Disclosure Statement (PDS) before deciding whether to acquire any IMB products or facilities. Target Market Determinations available here.