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Interest rate available for balances up to $1M. Interest rate includes Introductory Fixed Bonus Interest Rate payable for the first 4 months and Standard Variable Bonus Rate. Bonus Interest Criteria applies.1
The IMB Reward Saver Account is the ideal account to help you save for something special. It rewards you with bonus interest when you deposit as little as $50 a month and make no withdrawals during the month, so your savings can grow faster. Plus there are no monthly account keeping fees.
No monthly account keeping fees2
Set up automatic transfers from your Everyday Account
Access to real time payments through Osko®
Personalise your account name (e.g. ‘Holiday Savings’)
Earn bonus interest by saving as little as $50 a month with no withdrawals1
Account Balance | Standard Variable | Standard Variable | Introductory Fixed | Earn up to |
|---|---|---|---|---|
$1,000,000.01 & above | 0.00 % p.a. | 0.00 % p.a. | 0.00 % p.a. | 0.00 % p.a. |
$500,000.01 - $1,000,000.00 | 0.00 % p.a. | 3.25 % p.a. | 2.00 % p.a. | 5.25 % p.a. |
$100,000.01 - $500,000 | 0.00 % p.a. | 3.25 % p.a. | 2.00 % p.a. | 5.25 % p.a. |
$5,000 - $100,000 | 0.00 % p.a. | 3.25 % p.a. | 2.00 % p.a. | 5.25 % p.a. |
$0 - $4,999.99 | 0.00 % p.a. | 3.25 % p.a. | 2.00 % p.a. | 5.25 % p.a. |
Documents | |
IMB Member Guide to Transaction Banking – Product Disclosure Statement | |
PDS – Fees Charges and Limits | |
PDS – Interest Rates for IMB Deposit Products |
Read the product information, terms and conditions, and fee information
Give yourself approximately 10 minutes to go through the application
Have your ID handy so we can verify your identity electronically (open to Australian residents, 13 years and over)
Security is a fundamental right for our customers, and we hold it as one of our core values.
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General
Information current at date of appearance and subject to change. You should consider the IMB Member Guide to Transaction Banking - Product Disclosure Statement before making a decision about IMB products and facilities. Target Market Determination available here. Fees and charges may apply, see the PDS – Fees, Charges and Limits for more details.
Interest on all deposits is calculated on the daily balance at a daily rate equivalent to the annual rate divided by 365. A different rate applies to the portion of the balance in each tier.
Rates and features
1. The interest rate shown is payable on balances up to $1M only. The Introductory Fixed Bonus Interest Rate is payable for the first 4 interest payments for new accounts opened from 1 September 2023, for new or existing Members who have not held a Reward Saver account before. To earn both the Introductory Fixed Bonus Interest Rate and Standard Variable Bonus Rate the account holder must make a minimum $50 deposit and no withdrawals per month (Bonus Interest Criteria). If the Bonus Interest Criteria is not met for the calendar month, both the Standard Variable Bonus Rate and Introductory Fixed Bonus Interest Rate are forfeited.
2. Transaction fees and other charges apply.
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