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IMB Bank and your club or association (“Referrer”) have a relationship which involves the referral of potential Home Loan customers to IMB Bank1. Not only will you receive a great home loan, your club or association will receive a referral fee to assist them in improving their services.

If you make contact with IMB Bank at the suggestion of the Referrer and IMB then provides you with a home loan, IMB will pay the Referrer a once-off commission2 of 0.25% of the value of the loan that IMB provides you.

You can make an appointment with an IMB Lender at any IMB Branch or by calling 133 462. Make sure you mention your club or association when you make an appointment.

To find your local IMB Branch click here.

All loan applications made as a result of a referral are subject to IMB’s normal lending criteria, terms and conditions, fees and charges.

IMB Bank will pay the Referrer a once-off commission of 0.25% of the value of the loan (for loan amounts $75,000 - $2,000,000)

What's so good about IMB Home Loans

A Home Loan is the biggest financial commitment most of us will make, so it's important to understand what home loans are on offer and find one that meets your needs. IMB Bank have a team of lending professionals who can help you find the right home loan for you.

Whether buying, renovating, relocating or investing, IMB have a range of flexible and competitive home loan products. With a choice of features3 such as:

  • Introductory rate discounts
  • Life of loan interest rate discounts
  • Fixed interest rates
  • Split loans
  • 100% Offset Account4
  • Package options
  • Equity Line

Not only will you receive a great home loan rate, the club or association will receive 0.25% of your loan amount to assist with the running of the club or association.

Learn more about IMB home loans

Who we are

Established in 1880, IMB Bank has been helping people achieve their financial goals for 138 years. We do this by offering competitive products, practical solutions and superior customer service.

IMB Bank offers a full range of banking solutions including home and personal lending, savings and transaction accounts, term deposits, business banking, financial planning and can arrange a wide range of insurance and travel products. IMB has a growing branch network throughout the Illawarra, Sydney, NSW South Coast, the ACT and Melbourne. We have a lending specialist in every branch and a team of mobile lending specialists who will come to you.

IMB members enjoy access to over 3,000 ATMs that are free from direct-charge fees5, free automated phone and internet banking and a team of professionals who are just a phone call away at our locally based call centre.

IMB is regulated by the Australian Prudential Regulation Authority and is a member of the Customer Owned Banking Association, an independent organisation representing mutual banks, building societies and credit unions.

We have around 180,000 members and assets of $5 billion. We’re also supporting your community. The IMB Community Foundation was established in 1999 and since that time has provided $7.1 million to support more than 450 projects.

1. The IMB referrer agreement sets out terms and conditions applying to the establishment and operation of an IMB referral arrangement including legal requirements that apply to the referrer and the conditions which must be met for referrer to be exempt from the national credit licensing regime. 2. The referral fee is deposited into the referrer’s nominated account the month after the new loan settles. 3. Not all features are available on each IMB Home Loan product. Normal IMB lending criteria, terms and conditions, fees and charges apply to all loans under IMB referral agreements. 4. 100% Offset Account is only available on certain variable rate home loans using an IMB Everyday or IMB Everyday Unlimited Account - please consider the PDS available from IMB before making a decision about these products. 5. Westpac, St George, Bank of Melbourne and BankSA ATMs are direct-charge fee free for IMB members. IMB Ltd. trading as IMB Bank. ABN 92 087 651 974. AFSL/Australian Credit Licence 237 391.