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Personal Loan Interest Rates

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Fixed Personal Loan Rates

  Interest Rate p.a. Comparison Rate p.a. #

New Car Loan 
(min $2,000, max $75,000)

5.99% 6.34%
Secured Personal Loan
(min $2,000, max $60,000)
6.89% 7.24%
Unsecured Personal Loan
(min $2,000, max $30,000)
11.69% 13.46%

Variable Personal Credit Line Rate

  Interest Rate p.a. Comparison Rate p.a. #
Unsecured Personal Credit Line
(min $500, max $20,000)
14.85% N/A


Rates Effective 12 January 2018

# The comparison rate is based on a loan amount of $10,000 for a term of 3 years for an unsecured personal loan and a loan amount of $30,000 over a term of 5 years applies for a secured personal loan.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.  Interest rates are indicative only and are subject to change. Details of the relevant terms and conditions and other information are available at your nearest IMB branch. Fees and charges apply.

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