Planning a holiday

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Dreaming of a family holiday? Somewhere by the beach or getting back to nature with a camping trip? Or maybe a luxurious weekend away for the two of you?

We’ve put together some of our top tips for affording the holiday of your dreams:

1. Research

Spend time researching your destination. There are some great accommodation deals around, but you need to do your homework to find them. The net is a great place to start and will help you easily compare all the available options. To save money on accommodation, think about renting a house or apartment instead of staying in a hotel. This will also give you facilities to cook at home rather than eating out every night.

2. Family Holiday

Get the kids involved. Give them responsibility for deciding on no-cost or low-cost activities the whole family can enjoy such as bushwalking, fishing etc.

3. Get into camping

Think about investing in a tent and planning camping holidays. Australia has lots of camping grounds with fantastic facilities to choose from. And if you want extra adventure, you can stay in camping areas in National Parks often for a low fee.

4. Get the local lowdown

When you arrive at your chosen destination, your first stop should be the local tourism office. Gather all the information about activities in the area, maps, and talk to the staff to get ideas about where to go and what to do.

5. Last minute deals

Desperate for a weekend away with your partner? Watch for bargain weekend stay offers in your Sunday papers or on internet sites. If you’re flexible, last minute deals can often be very affordable.

IMB products that might be of interest...

Secured Personal Loan

The Secured Personal Loan has no ongoing fees, no penalty for early repayments and no account keeping fee.

6.89% pa Interest Rate

7.24% pa Comparison Rate^*

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Unsecured Personal Loan

Get what you want with an IMB Unsecured Personal Loan. Take advantage of competitive interest rates, flexible payment options and no penalty for early payout

9.90% pa Interest Rate

11.65% pa Comparison Rate^*

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Normal IMB lending criteria, terms and conditions, fees and charges apply. Full loan terms and conditions are available upon request from any IMB branch or by calling 133 462, 8:00am to 8:00pm Mon-Fri, or 9:00am to 4:00pm Saturday. *The comparison rate is based on a loan amount of $10,000 for a term of 3 years for an unsecured personal loan and a loan amount of $30,000 over a term of 5 years applies for a secured personal loan. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Why choose IMB Bank?

Established in 1880, IMB has been helping people achieve their financial goals for 138 years. IMB offers a full range of banking solutions including home and personal lending, savings and transaction accounts, term deposits, business banking, financial planning and can arrange a wide range of insurance and travel products.

IMB has a growing branch network throughout the Illawarra, Sydney, NSW South Coast, the ACT and Melbourne. We have a lending specialist in every branch and a team of mobile lending specialists who will come to you. IMB members enjoy access to free automated phone and internet banking and a team of professionals who are just a phone call away at our locally based call centre.

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