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If you have been making extra repayments towards your loan you may have the option to redraw these funds. If you have a residential owner-occupied loan or a residential investment loan you will have a redraw facility.

Redrawing is free on internet banking with a minimum of $500 each redraw, noting that if you have a joint account, both account holders will need to authorise the redraw. If you do not use internet banking, you can request that we do the redraw for you however there is a fee. If you would like us to do the redraw, please fill out our online enquiry form.

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Normal IMB lending criteria, terms and conditions, fees and charges apply.The advice on this website has been prepared without taking account of your objectives, financial situation or needs. Before you act on this advice you should consider the appropriateness of this advice in regard to your objectives, financial situation and needs. You should consider the relevant Terms and Conditions or Product Disclosure Statement before deciding whether to acquire any of the products shown on this website.

Why choose IMB Bank?

Established in 1880, IMB has been helping people achieve their financial goals for 140 years. IMB offers a full range of banking solutions including home and personal lending, savings and transaction accounts, term deposits, business banking and can arrange financial planning, insurance and travel products.

IMB has a growing branch network throughout the Illawarra, Sydney, NSW South Coast, the ACT and Melbourne. We have a lending specialist in every branch and a team of mobile lending specialists who will come to you. IMB members enjoy access to free automated phone and internet banking and a team of professionals who are just a phone call away at our locally based call centre.

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