Home Loan Comparison

	Accelerator	Budget	Essentials	Standard Variable	Fixed Rate
Interest Rates	View the latest interest rates
Loan Purpose
Owner Occupied
Investment
Key Fees1
Application Fee	$445	$445	Nil (Owner Occupied) $445 (Investment)	$445	$445
Monthly service fee	Nil	Nil	Nil	Nil	$6
Summary key features
Maximum LVR2	95%	95%	95%	95%	95%
Interest Only3
Redraw Facility4
Extra payments5
100% Offset6

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Important Information:
Normal IMB lending criteria, terms and conditions, fees and charges apply. 1. Fees quoted are for new applications only. Application fee includes one valuation. Valuation costs over & above single/primary security are to be covered by the borrower. Other fees and charges apply. 2. Maximum allowed varies depending on state, occupancy, loan amount and security type. Maximum Loan to Value Ratio is exclusive of any CCI and LMI Insurance components added to the loan. 3. The Interest Only period is subject to approval available for up to 5 years, cumulative over the term of the loan. The 5 years Interest Only period can be broken down into separate Interest Only periods at any time during the loan term. 4 Minimum redraw is $500. Redraw free via IMB Internet otherwise a $50 fee per redraw via IMB Branch or IMB DIRECT applies. 5. Up to 12 months in advance without penalties on fixed loan. Unrestricted on variable component. 6. 100% offset facility is available on the IMB Everyday and Everyday Unlimited products. Please consider the PDS available from IMB before making a decision about IMB deposit products.