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  Accelerator  Budget  Essentials  Standard Variable  Fixed Rate 
Interest Rates

View the latest interest rates

Loan Purpose  
Owner Occupied
Key Fees1          
Application Fee $449 $449

Nil (Owner Occupied)
$449 (Investment)

$449 $449
Monthly service fee Nil Nil $10 Nil $6
Summary key features          
Maximum LVR2 90% 90% 90% 90% 90%
Interest Only3
Redraw Facility4
Extra payments5
100% Offset6

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Important Information:
Normal IMB lending criteria, terms and conditions, fees and charges apply. 1. Fees quoted are for new applications only. Application fee includes one valuation. Valuation costs over & above single/primary security are to be covered by the borrower. Other fees and charges apply. 2. Maximum allowed varies depending on state, occupancy, loan amount and security type. Maximum Loan to Value Ratio is exclusive of any CCI and LMI Insurance components added to the loan. 3. The Interest Only period is subject to approval available for up to 5 years, cumulative over the term of the loan. The 5 years Interest Only period can be broken down into separate Interest Only periods at any time during the loan term. 4 Minimum redraw is $500. Redraw free via IMB Internet otherwise a $50 fee per redraw via IMB Branch or IMB DIRECT applies. 5. Up to 12 months in advance without penalties on fixed loan. Unrestricted on variable component. 6. 100% offset facility is available on the IMB Everyday and Everyday Unlimited products. Please consider the PDS available from IMB before making a decision about IMB deposit products.

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Why choose IMB Bank?

Established in 1880, IMB has been helping people achieve their financial goals for 140 years. IMB offers a full range of banking solutions including home and personal lending, savings and transaction accounts, term deposits, business banking and can arrange financial planning, insurance and travel products.

IMB has a growing branch network throughout the Illawarra, Sydney, NSW South Coast, the ACT and Melbourne. We have a lending specialist in every branch and a team of mobile lending specialists who will come to you. IMB members enjoy access to free automated phone and internet banking and a team of professionals who are just a phone call away at our locally based call centre.

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