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Life of loan discount off the standard variable interest rate.
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$10 monthly fee
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Unrestricted additional repayments
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100% offset account3
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Free Internet and Mobile Banking redraws
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Interest Rates
Interest rates shown are for new owner occupied loans on principal and interest repayments.
Click here to view other interest rates
Fees and Charges
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Important Information:
Information current as at date of appearance and subject to change. Lending criteria, terms and conditions, fees and charges apply. Minimum total loan exposure $75,000. Eligibility criteria must be met to apply online. Split loan options not available in online applications. You should consider the relevant Terms and Conditions or Product Disclosure Statement (PDS) before deciding whether to acquire any IMB products or facilities. Target Market Determinations available here.
# This comparison rate is based on a $150,000 secured home loan over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
1. Variable rate loans have a discount off the standard variable rate. The discount margin will be the discount available at the time a loan contract is issued and may be different to the current discount in the interest rates shown. They are for new applications only and they are not available for refinance of existing IMB loans. Also refer to the general information above.
2. Maximum allowed varies depending on state, occupancy, loan amount and security type.
3. 100% Offset facility is available on the IMB Everyday and IMB Everyday Unlimited Accounts. Please consider the PDS available from IMB before making a decision about IMB deposit products. Target Market Determinations available here.
4. Minimum total loan exposure $75,000