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You can also pay up to 12 months repayments in advance without penalty. Choose from a fixed loan term of 1-5 years for owner occupier home loans or 1, 3 or 5 years for investment home loans. |
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| Key features | |
|---|---|
| Minimum loan amount | $10,000 |
| Maximum loan amount1 |
Up to 95% of the property value for owner occupiers Up to 90% of the property value for investment purposes |
| Home loan period | Up to 30 years |
| Repayment type | Principal and Interest or Interest Only |
| Repayment frequency | Monthly / fortnightly / weekly |
| Additional Repayments | Up to 12 months without penalty, fees apply after this |
| Free redraw facility | Yes via Internet and Mobile Banking |
| Split loan | Available |
| Interest charges | Calculated daily, charged monthly |
| Fees and charges | View fees and charges |
| Mortgage offset account | No |
| Loan Repayment Insurance | Yes |
| Term | Interest Rate | Comparison Rate# |
|---|---|---|
| 1 Year | 2.84% pa | 3.59% pa |
| 2 Years | 2.84% pa | 3.53% pa |
| 3 Years | 2.84% pa | 3.47% pa |
| 4 Years | 3.29% pa | 3.57% pa |
| 5 Years | 3.29% pa | 3.55% pa |
Click here to view other Interest Rates.
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Important Information:
IMB Rates current as at date of appearance and subject to change. Fixed rates are indicative and may vary on settlement. All fixed loans convert to a discount off the standard variable rate at the end of the fixed term. Normal IMB lending criteria, terms and conditions, fees and charges apply. IMB Ltd trading as IMB Bank. ABN 92 087 651 974 AFSL/Australian Credit Licence 237 391. # Comparison Rate is based on a $150,000 secured loan over 25 years. WARNING: This Comparison Rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts may result in different Comparison Rates. 1. Maximum allowed varies depending on state, occupancy, loan amount and security type.