You can also pay up to 12 months repayments in advance without penalty. Choose from a fixed loan term of 1-5 years for owner occupier home loans. |
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Key features | |
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Minimum loan amount3 | $10,000 |
Maximum loan amount2 | Up to 95% of the property value |
Home loan period | Up to 30 years |
Repayment type | Principal and Interest or Interest Only |
Repayment frequency | Monthly / fortnightly / weekly |
Additional Repayments | Up to 12 months without penalty, fees apply after this |
Free redraw facility | Yes via Internet and Mobile Banking |
Split loan | Available |
Interest charges | Calculated daily, charged monthly |
Fees and charges | View fees and charges |
Mortgage offset account | No |
Term | Interest Rate1 | Comparison Rate# |
---|---|---|
1 Year | 6.29% pa | 6.40% pa |
2 Years | 5.99% pa | 6.34% pa |
3 Years | 6.09% pa | 6.35% pa |
4 Years | 6.09% pa | 6.33% pa |
5 Years | 6.09% pa | 6.32% pa |
Term | Interest Rate1 | Comparison Rate# |
---|---|---|
1 Year | 6.44% pa | 6.42% pa |
2 Years | 6.14% pa | 6.37% pa |
3 Years | 6.24% pa | 6.39% pa |
4 Years | 6.24% pa | 6.38% pa |
5 Years | 6.24% pa | 6.38% pa |
Click here to view other Interest Rates.
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Important Information:
Information current as at date of appearance and subject to change. Lending criteria, terms and conditions, fees and charges apply. Minimum total loan exposure $75,000. Eligibility criteria must be met to apply online. Split loan options not available in online applications. You should consider the relevant Terms and Conditions or Product Disclosure Statement (PDS) before deciding whether to acquire any IMB products or facilities. Target Market Determinations available here.
# This comparison rate is based on a $150,000 secured home loan over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
1. Fixed rates are indicative and may vary on settlement. All fixed loans convert to a discount off the standard variable rate at the end of the fixed term.
2. Maximum allowed varies depending on state, occupancy, loan amount and security type.
3. Minimum total loan exposure $75,000