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The Standard Variable Loan offers a competitive interest rate and a 100% offset account which means you can make all your money work towards paying off your loan faster.
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| Key features | |
|---|---|
| Minimum loan amount1 | $10,000 |
| Maximum loan amount2 |
Up to 95% of the property value |
| Home loan period | Up to 30 years |
| Repayment type | Principal and Interest or Interest Only |
| Repayment frequency | Monthly / fortnightly / weekly |
| Additional Repayments | Unrestricted |
| Free redraw facility | Yes via Internet and Mobile Banking |
| Interest charges | Calculated daily, charged monthly |
| Fees and charges | View fees and charges |
| Mortgage offset account | Yes |
| Bridging Finance | Yes - learn more |
| Standard Variable Home Loan | Interest Rate | Comparison Rate# |
|---|---|---|
| For new owner occupier loans with P&I repayments <95% of the property value | 5.46% pa | 5.52% pa |
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Important Information:
Normal IMB lending criteria, terms and conditions, fees and charges apply. Full loan terms and conditions are available upon request from any IMB branch or by calling 133 462, 8:00am to 8:00pm Mon-Fri, or 9:00am to 4:00pm Saturday. # This comparison rate is based on a $150,000 secured home loan over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts may result in a different comparison rate. 1. Minimum total loan exposure $75,000. 2. Maximum allowed varies depending on state, occupancy, loan amount and security type. 3. 100% Offset facility is available on the IMB Everyday and IMB Everyday Unlimited Accounts. Please consider the PDS available from IMB before making a decision about IMB deposit products.