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With this loan you will get:

  • Special discounted rate for the first 2 years
  • An ongoing life of loan discount off the standard variable interest rate
  • 100% offset account3
  • No monthly account keeping fees
  • Unrestricted additional repayments
  • Free Internet and Mobile Banking redraws

Key features
Minimum loan amount $75,000
Maximum loan amount2 Up to 95% loan to value ratio (LVR) for owner occupiers
Mortgage offset account3 Yes - 100% offset available
Home loan period Up to 30 years
Repayment type Principal and Interest (P&I)
Repayments frequency Monthly
Additional Repayments Yes
Free redraw facility Yes via Internet and Mobile Banking
Split loan Available
Interest charges Calculated daily, charged monthly
Fees and charges View fees and charges
Loan Repayment Insurance Available
Eligibility For new funds only. Not available as a switch or re-finance from another IMB home loan.

Interest Rates

Accelerator Home Loan Interest Rate1 Comparison Rate#
For new owner occupier loans with P&I repayments <95% LVR 3.61% pa

3.55% pa

Fees and Charges

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Important Information:

Information correct as at date of appearance and subject to change. Normal IMB lending criteria, terms and conditions, fees and charges apply.New applications only. Not available for refinance of existing IMB loans. Full loan terms and conditions are available upon request from any IMB branch or by calling 133 462, 8:00am to 8:00pm Mon-Fri, or 9:00am to 4:00pm Saturday.

1. Accelerator discounted variable rate applies for 24 months from the date the loan is settled. The loan then converts to a variable rate with a 1.50% discount off the standard variable rate.

2. Maximum LVR allowed varies depending on state, occupancy, loan amount and security type.

3. 100% Offset facility is available on the IMB Everyday and IMB Everyday Unlimited Accounts Please consider the PDS available from IMB before making a decision about IMB deposit products.

# This comparison rate is based on a $150,000 secured home loan over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts may result in a different comparison rate.