My Credit Union



Enjoy a hassle- free Christmas with the IMB Christmas Club Account. Earn bonus interest for regular saving, then access your savings in November and December to pay for Christmas. It's an ideal way to save for a relaxing festive season.

  • Bonus interest is paid when no withdrawals are made between January and October1 – helping you to save throughout the year
  • No account keeping fees or transaction fees
  • Receive real time payments through Osko®
  • Set up a regular savings amount each month
  • Access your savings between November and December



Interest Rates

Account balance Standard Variable Bonus Rate1
All balances 0.50% pa

Fees, Charges and Limits




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Important Information:
1. Bonus interest is paid after close of business on the last day of October. If a withdrawal is made between 1st January and 31st October, the account will be closed and the bonus interest forfeited. This advice is general advice only and does not take into account your objectives, financial situation or needs. You should consider the Product Disclosure Statement available from IMB before making a decision about this product. ® Osko and logo is a registered trademark of BPAY Pty Ltd ABN 69 079 137 518. Target Market Determination, available here.