My Credit Union



The Wisdom Saver account has no monthly account keeping fees and no transaction fees across IMB’s wide range of channels1.




Interest Rates

Account balance Standard Variable
Interest Rate2
$250,000 and over 0.20% pa
$50,000 - $249.999.99 0.10% pa
$10,000 - $49,999.99 0.05% pa
Up to $9,999.99 0.01% pa

Fees, Charges and Limits




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Important Information:
1. Fees apply to international transactions and transactions performed via non-IMB channels 2. Rates current as at date of appearance and subject to change. A different rate applies to the portion of the balance in each tier. Interest rates are subject to change without notice. Interest on all deposits is calculated on the daily balance at a daily rate equivalent to the annual rate divided by 365. This advice is general advice only and does not take into account your objectives, financial situation or needs. You should consider the Product Disclosure Statement available from IMB before making a decision about this product. ® Osko and logo is a registered trademark of BPAY Pty Ltd ABN 69 079 137 518. Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries. Google Pay is a trademark of Google LLC. Samsung Pay is a trademark or registered trademark of Samsung Electronics Co., Ltd. Fitbit Pay™ is a trademark of Fitbit Inc. in the U.S. and other countries. Garmin Pay is a trademark of Garmin Ltd. or its subsidiaries. Target Market Determination, available here.