My Credit Union




  • Great interest rates
  • Borrow up to $60,000 
  • Fixed repayments for easy budgeting
  • No penalty for early repayments
  • Flexible terms from 1 - 5 years
  • No ongoing account keeping fees
  • Secured personal loans must be secured with either a new or used vehicle (up to 6 years of age)

Key features
Minimum loan amount $2,000 
Maximum loan amount $60,000 
Personal loan period 1 5 years
Repayments Monthly – Repayments are fixed & will never increase.
Additional Repayments Yes
Interest charges Calculated daily, charged monthly
Fees and charges View fees and charges
Ongoing Account Keeping Fee $0 
Minimum Eligibility To be eligible for an IMB Secured Personal Loan you must be over 18 years of age; have a good credit history and have a monthly income.


Interest Rates

Loan Amount Interest Rate Comparison Rate*
$2,000 $60,000  5.98% pa

6.33% pa

Fees and Charges




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Important Information:
Normal IMB lending criteria, terms and conditions, fees and charges apply. Full loan terms and conditions are available upon request from any IMB branch or by calling 133 462, 8:00am to 8:00pm Mon-Fri, or 9:00am to 4:00pm Saturday. *This comparison rate is based on a secured loan amount of $30,000 and a term of 5 years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.