My Credit Union




  • Great interest rates
  • Borrow up to $75,000 
  • Fixed repayments for easy budgeting
  • No penalty for early repayments
  • Flexible terms from 1 - 7 years
  • No ongoing account keeping fees
  • Available for vehicles that are new or up to 4 years old

Key features
Minimum loan amount $2,000 
Maximum loan amount $75,000 
Personal loan period 1 - 7 years
Repayments Monthly – Repayments are fixed & will never increase.
Additional Repayments Yes.
Interest charges Calculated daily, charged monthly
Fees and charges View fees and charges
Ongoing Account Keeping Fee $0 
Minimum Eligibility To be eligible for an IMB New Car Personal Loan you must be over 18 years of age; have a good credit history and have a monthly income.


Interest Rates

Loan Amount Interest Rate Comparison Rate1
$2,000 $75,000  4.88% pa

5.23% pa

Fees and Charges



How much would my car loan repayments be?

Use this car loan repayment calculator to see if you can afford to buy that car. It’s simple to work out how much money you can borrow and what your car loan repayments will be.


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Important Information:
Rates current as at date of appearance and subject to change. The IMB New Car Personal Loan is available Australia wide for vehicles that are new or up to 4 years old.
 1. Comparison rate is based on a $30,000 secured loan over 5 years. WARNING: This comparison rate applies only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts may result in different comparison rates. Normal IMB lending criteria, terms and conditions, fees and charges apply. IMB Ltd trading as IMB Bank. ABN 92 087 651 974 AFSL/Australian Credit Licence 237 391.