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Discover our Home Loans


 

Save on your home loan with IMB’s low rate Budget Home Loan.

You'll get a discount off the standard variable rate for the life of the loan, no monthly fees, unrestricted additional repayments and free Internet and Mobile Banking redraw.

3.18% pa Variable Interest Rate

3.24% pa Comparison Rate#

For new owner occupier loans with P&I repayments <90% LVR

The IMB Accelerator Home Loan provides you everything you need to pay off your home loan faster.

Special discounted rate for the first two years, no monthly account keeping fees, 100% offset and unrestricted additional repayments.

3.61% pa Variable Interest Rate

3.55% pa Comparison Rate#

For new owner occupier loans with P&I repayments <95% LVR

The IMB Essentials Home Loan allows you to save on your home loan without compromising on features.

$0 IMB Establishment Fee, 100% Offset account and Life of Loan Discounted Rate.

3.28% pa Variable Interest Rate

3.42% pa Comparison Rate#

For new owner occupier loans with P&I repayments <90% LVR

The IMB Fixed Rate Home Loan gives you peace of mind with the security of fixed loan repayments.

Fixed rate terms of 1-5 Years and up to 12 months repayments in advance without penalties

2.84% pa2 Year Fixed Rate

3.42% pa Comparison Rate#

For new owner occupier loans with P&I repayments

IMB’s Family Guarantee is a way for your family to help you get into your dream home sooner.

A family guarantee allows your family to help you purchase a property without actually providing you with a cash gift or cash loan.


 

Budget Home Loan

Save on your home loan with IMB’s low rate Budget Home Loan.

You'll get a discount off the standard variable rate for the life of the loan, no monthly fees, unrestricted additional repayments and free Internet and Mobile Banking redraw.

3.53% paVariable Interest Rate

3.59% pa Comparison Rate#

For new investment loans with P&I repayments <90% of the property value

Essentials Home Loan

The IMB Essentials Home Loan allows you to save on your home loan without compromising on features.

100% offset, flexible repayment options and life of loan discounted rate.

3.63% pa Variable Interest Rate

3.81% pa Comparison Rate#

For new investment loans with P&I repayments <90% of the property value

Fixed Rate Home Loan

The IMB Fixed Rate Home Loan gives you peace of mind with the security of fixed loan repayments.

Fixed rate terms of 1, 3 or 5 Years and up to 12 months repayments in advance without penalties

3.29% pa3 Year Fixed Rate

3.91% pa Comparison Rate#

For new investment loans with principal and interest repayments and <90% of the property value

 


 

Rates current as at date of appearance and subject to change. Normal IMB lending criteria, terms and conditions, fees and charges apply. Full loan terms and conditions are available upon request from any IMB branch or by calling 133 462, 8:00am to 8:00pm Mon-Fri, or 9:00am to 4:00pm Saturday. # This comparison rate is based on a $150,000 secured home loan over 25 years. Warning: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. New applications only. Not available for refinance of existing IMB loans. Minimum loan size $75,000.