My Credit Union



  • Secured and Unsecured Business Overdrafts available
  • Convenient access to extra funds to assist with day-to-day working capital requirements
  • Wide range of options to access your funds
  • May be secured by residential, commercial or industrial property


Key features
Maximum Loan Amount for Unsecured Overdraft $20,000
Maximum Loan Amount for Secured Overdraft $500,000 (higher amounts may be considered on individual basis)
Rates, fees and charges For information on interest rates, fees and charges please contact an IMB Business Relationship Manager
Statement frequency Monthly
Funds Access Branch, Chequebook, ATM, IMB Visa Debit, EFTPOS, Apple Pay, Google Pay, Samsung Pay, Fitbit PayGarmin Pay, and Internet & phone banking.


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Normal IMB lending criteria, terms and conditions, fees and charges apply. Full loan terms and conditions are available upon request by calling 133 462, 8:00am to 8:00pm Mon-Fri, or 9:00am to 4:00pm Saturday. You should consider the Product Disclosure Statement available from IMB before making a decision about this product. Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries. Google Pay is a trademark of Google LLC. Samsung Pay is a trademark or registered trademark of Samsung Electronics Co., Ltd. Fitbit Pay™ is a trademark of Fitbit Inc. in the U.S. and other countries. Garmin Pay is a trademark of Garmin Ltd. or its subsidiaries.