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An IMB Visa Debit Card allows you to go where EFTPOS can’t. Make purchases online, over the phone and across the globe using your own money. Get all the freedom and security Visa offers without the debt.

The IMB Visa Debit Card can be attached to any IMB Transaction account allowing you to access your own money when making purchases with the card – no credit involved!

  • Shop online and over the phone using your own money
  • Tap and pay securely with, Apple Pay, Google Pay, Samsung Pay, Fitbit Pay and Garmin pay
  • Chip card security
  • Low monthly fee $1.60 per month (this fee is not charged on Everyday Unlimited and Everyday Unlimited Kick Start accounts)
  • Lower transaction fees - when you use Visa Debit and press 'CR' button to make purchases in Australia at participating merchants, the transaction is totally fee-free

Visa Secure

Visa Secure is a free service that provides you with extra protection when you shop online using your IMB Visa Debit card. Learn more


Daily Card Spend Limits

Effective from November 1, 2011, IMB will be introducing a daily spend limit that will be applied to all Visa Debit Cards. This limit will be $10,000 per card per day, excluding cash withdrawals at ATM’s or Visa Cash Advances processed at any financial institution, displaying the Visa symbol.

From time to time, it will become necessary to reduce this limit, depending on the country you are making a Visa credit purchase, either whilst you are traveling or via on-line shopping.

IMB will update restricted countries and their limits on this page, from time to time. Please ensure that you are aware of the limits that may apply, if you are traveling overseas.

Country Limits

United States of America (US) $5,000 per card per day.



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Important Information:
Terms and Conditions apply. Fees and charges apply and are available upon request. Please consider the PDS before making a decision about this product. Apple Pay, iPhone and Apple Watch are trademarks of Apple Inc., registered in the U.S. and other countries. Google Pay is a trademark of Google LLC. Samsung Pay is a trademark or registered trademark of Samsung Electronics Co., Ltd. Fitbit Pay™ is a trademark of Fitbit Inc. in the U.S. and other countries. Garmin Pay is a trademark of Garmin Ltd. or its subsidiaries. Target Market Determination, available here.