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If you want the security of having extra money on hand, an IMB Personal Credit Line is ideal, with: 

  • Easy access to extra funds
  • Only pay interest on what you use
  • Fast approval process (lending criteria applies)
  • Get an IMB Visa Debit Card and tap and pay securely with your mobile device 

Key features
Minimum loan amount $500 
Maximum loan amount $20,000 
Repayments Monthly / fortnightly / weekly – (minimum repayments amounts apply)
Access The IMB Personal Credit line is linked to your everyday banking account and accessed via IMB’s wide range of channels. When funds in your everyday account have been exhausted you will automatically access funds from your personal credit line.
Interest charges Calculated daily, charged monthly
Fees and charges View fees and charges
Minimum Eligibility

To be eligible for an IMB Personal Credit Line you must be over 18 years of age; have a good credit history and have a monthly income.

 

Interest Rates

Loan Amount Interest Rate Comparison Rate*
$500 - $20,000  14.85% pa

N/A

Fees and Charges

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Important Information:
Normal IMB lending criteria, terms and conditions, fees and charges apply. Full loan terms and conditions are available upon request from any IMB branch or by calling 133 462, 8:00am to 8:00pm Mon-Fri, or 9:00am to 4:00pm Saturday. Please consider the PDS available from IMB in relation to IMB deposit products and facilities.