My Credit Union



If you want the security of having extra money on hand, an IMB Personal Credit Line is ideal, with: 

Key features
Minimum loan amount $500 
Maximum loan amount $20,000 
Repayments Monthly / fortnightly / weekly – (minimum repayments amounts apply)
Access The IMB Personal Credit line is linked to your everyday banking account and accessed via IMB’s wide range of channels. When funds in your everyday account have been exhausted you will automatically access funds from your personal credit line.
Interest charges Calculated daily, charged monthly
Fees and charges View fees and charges
Minimum Eligibility

To be eligible for an IMB Personal Credit Line you must be over 18 years of age; have a good credit history and have a monthly income.


Interest Rates

Loan Amount Interest Rate Comparison Rate*
$500 $20,000  13.85% pa


Fees and Charges



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Important Information:
Normal IMB lending criteria, terms and conditions, fees and charges apply. Full loan terms and conditions are available upon request from any IMB branch or by calling 133 462, 8:00am to 8:00pm Mon-Fri, or 9:00am to 4:00pm Saturday. Please consider the PDS available from IMB in relation to IMB deposit products and facilities. Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries. Google Pay is a trademark of Google LLC. Samsung Pay is a trademark or registered trademark of Samsung Electronics Co., Ltd. Fitbit Pay™ is a trademark of Fitbit Inc. in the U.S. and other countries. Garmin Pay is a trademark of Garmin Ltd. or its subsidiaries. Target Market Determination, available here.