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Easy to read construction loan guide

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The construction loan process

The following guide is designed to help you navigate the construction process.

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How to get a construction loan in 4 simple steps

Understand the process

Building a home can feel like an enormous process. Check out our guide on the construction loan process to take you from “I wish” to “I’m home”.

Compare home loans

What’s an offset account? Can I redraw on my home loan? Compare home loans, simple and easy.

Talk to an expert

Book a time to speak with an IMB Bank Home Loan Expert, we come to you and can answer all your questions, personally.

Loan approved

Get unconditional approval so you can start building with confidence.

How we can help you

139 years of giving home loans
We have been helping people build homes and achieve their financial goals since 1880.
We can come to you
Our mobile lenders are on standby ready to come to you to discuss how we can help you start building a home.
95% member satisfaction*
As a mutual bank, our members are our shareholders, and we strive to deliver them the best service, value and innovations.
Available anywhere in Australia
Wherever you are in Australia, our team of home loan specialists can help you start building sooner.

Talk to an Expert

Determined to own their own home in the Newcastle area, Danielle and Chris Blanch had spoken to eight different lenders on and off for two years trying to secure a home loan.

The problem? Chris was self-employed and it was proving a challenge to find a lender who could meet their needs.
Dismayed, Danielle googled, “self-employed home loans”, and came across contact details for IMB Bank’s Hunter Valley lender, Vanessa.

When Vanessa called her, they had just made the difficult choice to put Chris’ lawn-mowing business on hold so he could get a full-time job to help them meet the conditions required by other financial institutions.

Two days later – on the Monday – the couple had conditional approval and they put an offer in on the house they had looked at. Within 21 days, they were formally approved and were the proud owners of a three-bedroom home.

"Thanks IMB, you made our dreams come true!"

Danielle and Chris from Newcastle

IMB by numbers

1880

The year we were established

95%

Member Satisfaction*

200,000

Members

$10 million

Given to over 700 community projects

Talk to a home loan expert

They will answer any of your questions and assess your situation. This can be at your local branch, on the phone or we can come to you.

Talk to an Expert


Important Information
* Discovery Research 2019.