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Interest rates shown are for investment loans on principal and interest repayments. Interest Only rates are available here.

Variable Rates ≤80% LVR

Home Loan Interest Rate Comparision Rate1    
Budget Home Loan 3.14% pa 3.20% pa

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Essentials Home Loan 3.34% pa 3.52% pa

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Variable Rates ≤90% LVR

Home Loan Interest Rate Comparision Rate1    
Budget Home Loan 3.24% pa 3.30% pa

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Standard Variable Home Loan 6.03% pa 6.09% pa

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Essentials Home Loan 3.63% pa 3.81% pa Apply

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Fixed Rate Home Loans - Principal & Interest ≤90% LVR

Term Interest Rate Comparision Rate1    
1 Year 4.09% pa 4.08% pa

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3 Year 4.79% pa 4.29% pa Apply

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5 Year 5.09% pa 4.54% pa Apply

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Home Loan Reference Rates

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Rates Effective 24 June 2022. These interest rates apply to new investment home loans with principal and interest repayments. Different interest rates apply to interest only and owner occupier home loans. Not all rates are available as a switch from another home loan option. Maximum loan to value ratio (LVR) is exclusive of any insurance components added to the loan. Lending criteria terms and conditions, fees and charges apply to IMB home loans. 1. The comparison rate is based on a $150,000 secured loan for a term of twenty five (25) years for all home loans. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Interest on all loans is calculated on the daily balance at a daily rate equivalent to the annual rate divided by 365. Full loan terms and conditions are available upon request from any IMB branch or by calling 133 462, 8:00am to 8:00pm Mon-Fri, or 9:00am to 4:00pm Saturday.

Interest rates shown are for new owner occupied loans on principal and interest repayments. Interest Only rates are available here

 

Variable Rate Home Loans - Principal & Interest ≤80% LVR

Home Loan Interest Rate Comparision Rate1    
Budget Home Loan 2.84% pa 2.85% pa

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Essentials Home Loan 3.04% pa 3.18% pa

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Variable Rate Home Loans - Principal & Interest >80% ≤90% LVR

Home Loan Interest Rate Comparision Rate1    
Budget Home Loan 2.94% pa 3.00% pa

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Essentials Home Loan 3.24% pa 3.38% pa

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Variable Rate Home Loans - Principal & Interest ≤95% LVR

Home Loan Interest Rate Comparision Rate1    
Budget Home Loan 3.43% pa 3.49% pa

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Essentials Home Loan 3.44% pa 3.57% pa

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Standard Variable Home Loan 5.46% pa 5.52% pa

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Fixed Rate Home Loans - Principal & Interest ≤80% LVR

Term Interest Rate Comparision Rate1    
1 Year 3.99% pa 3.55% pa

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2 Year 4.29% pa 3.66% pa

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3 Year 4.69% pa 3.84% pa

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4 Year 4.89% pa 4.01% pa

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5 Year 4.89% pa 4.12% pa

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Fixed Rate Home Loans - Principal & Interest >80% <95% LVR

Term Interest Rate Comparision Rate1    
1 Year 4.09% pa 3.56% pa

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2 Year 4.39% pa 3.68% pa

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3 Year 4.79% pa 3.86% pa

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4 Year 4.99% pa 4.04% pa

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5 Year 4.99% pa 4.16% pa

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Home Loan Reference Rates

Apply NowiconTalk to a LendericonVisit a BranchiconCall 133 462

Rates Effective 24 June 2022. These interest rates apply to new owner occupier home loans with principal and interest repayments. Different interest rates apply to interest only and investment home loans. Rates shown are for new funds only. Not all rates are available as a switch from another home loan option. Lending criteria, terms and conditions, fees and charges apply to IMB home loans. 1. The comparison rate is based on a $150,000 secured loan for a term of twenty five (25) years for all home loans. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Interest on all loans is calculated on the daily balance at a daily rate equivalent to the annual rate divided by 365. Full loan terms and conditions are available upon request from any IMB branch or by calling 133 462, 8:00am to 8:00pm Mon-Fri, or 9:00am to 4:00pm Saturday.