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Business Cash Management Account

Business Transaction Account


A high interest account with flexible banking features to earn interest without the need to lock your funds away.
 


An account suitable for your everyday business transactions, such as paying bills and accepting payments from customers.
 


Earn up to 0.85% pa

For account balances of $250,000 and over. Above rate includes 0.35% pa and 0.50% pa Introductory Fixed Bonus Interest Rate. Bonus interest criteria applies1.

Features:

  • No fees for IMB Internet Banking transactions
  • No monthly fee (normally $6) if average monthly balance is $5,000 or more
  • Free internet, mobile app and phone banking
  • Tap and pay using an IMB Visa Debit Card with your mobile device $1.60 monthly VISA Debit Card fee applies on this account
  • Access to instant bank transfers using Osko®
     


Earn up to 0.01% pa

For account balances of $50,000 and over. 
 

Features:

  • No fees for IMB Internet Banking transactions
  • No monthly fee (normally $6) if average monthly balance is $5,000 or more
  • Free internet, mobile app and phone banking
  • Tap and pay using an IMB Visa Debit Card with your mobile device - $1.60 monthly VISA Debit Card fee applies on this account
  • Access to instant bank transfers using Osko®
  • Create information feeds to popular accounting software
  • Accept payments from MasterCard, Visa, American Express, Diners Card and Debit Card with our Merchant service2
     

Open Account

Open Account

 

® Registered trademark of BPAY Pty Ltd ABN 69 079 137 518 You should consider the Product Disclosure Statement available from IMB before making a decision about these products. 1. Introductory Fixed Interest Rate is payable for the first 4 interest payments for new and existing members who have not held a Business Cash Management account before. 2.Merchant Facilities provided by Westpac Banking Corporation ABN 33 007 457 141, AFSL 233 714 and Mint Payments ABN 51 122 043 029. Terms and conditions, fees and charges apply.


 

Business Cash Management Account

Account Balance Standard Variable Interest Rate Introductory Fixed Interest Rate* Earn up to
$250,000 and over 0.35% pa 0.50% pa 0.85% pa
$100,000 - $249,999.99 0.15% pa 0.50% pa 0.65% pa
$50,000 - $99,999.99 0.10% pa 0.50% pa 0.60% pa
$20,000 - $49,999.99 0.10% pa 0.50% pa 0.60% pa
$10,000 - $19,999.99 0.05% pa 0.50% pa 0.55% pa
$5,000 - $9,999.99 0.05% pa 0.00% pa 0.05% pa
Up to $4,999.99 0.00% pa 0.00% pa 0.00% pa

 

Open Account

Business Transaction Account

Account Balance Standard Variable Interest Rate
$100,000 and over 0.01% pa
$50,000 - $99,999.99 0.01% pa
$20,000 - $49,999.99  0.01% pa
$5,000 - $19,999.99 0.01% pa
Up to $4,999.99 0.01% pa

 

Open Account


*Introductory Fixed Interest Rate is payable for the first 4 interest payments for new accounts opened from 08/04/13, for new or existing Members who have not held a Business Cash Management account before.
Rates effective 01 August, 2019.


Bank on the go with your smart device

 

Receive customer payments in real-time with Osko®

It's fast

Faster payments across over 50 financial institutions, 24/7 – even weekends!

It's smart

You can use 280 characters to describe who’s getting paid and why, including emojis – whatever characters you need!

It's easy

You can use a PayID to pay and get paid with something simple like a registered mobile, email or ABN. Or you can still use a BSB and account no. 

It's safe

It’s backed by BPAY and us, so it’s very secure.

How we can help your business

140 years of trust
We have been helping people achieve their financial goals since 1880.
We can come to you
Our business specialists are flexible and can come to you to discuss your business needs.
95% member satisfaction*
As a mutual bank, our members are our shareholders, and we strive to deliver them the best service, value and innovations.
Visit a local business centre
Our Business Banking specialists live and work where you do. Visit a Local Business Centres.

Contact a business specialist

 

IMB by numbers

1880

The year we were established

95%

Member Satisfaction*

200,000

Members

$10 million

Given to over 700 community projects since 1999

Find your local business banking specialist

They can assess your needs and answer any questions

Find now


Important Information
The information presented is of a general nature and is not intended to be relied upon as a substitute for financial advice. Lending criteria, terms and conditions, fees and charges apply. You should consider the Product Disclosure Statement available from IMB before making a decision about IMB products and facilities. 
* Discovery Research 2019.