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New Car Loan

For cars up to 2 years old

Secured Personal Loan

For cars 2-6 years old

Unsecured Personal Loan

For cars over 6 years old

Interest Rate 5.49% pa 6.69% pa 9.79% pa
Comparison Rate# 5.84% pa 7.04% pa 11.54% pa
Key Fees1      
Application Fee $250  $250  $250 
Monthly service fee $0  $0  $0 
Summary of key features      
Loan term 1 - 7 years 1 - 5 years 1 - 5 years
Minimum loan amount $2,000  $2,000  $2,000 
Maximum loan amount $75,000  $60,000 2 $30,000 
Security New vehicle, or vehicle up to 2 years old New or used vehicle (up to 6 years of age). N/A
Additional payments
 

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Important Information:
Normal IMB lending criteria, terms and conditions, fees and charges apply. # The comparison rate is based on a loan amount of $10,000 for a term of 3 years for an unsecured personal loan and a loan amount of $30,000 over a term of 5 years applies for a secured personal loan. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. 1 Other fees and charges apply. 2 New Car and Secured Personal Loans over $35,000 may incur government costs.