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  New Car Loan Secured Personal Loan Unsecured Personal Loan Personal Line of Credit
Interest Rate 5.45% pa 6.45% pa 9.54% pa 13.85% pa
Comparison Rate# 5.80% pa 6.80% pa 11.28% pa N/A
Key Fees1        
Application Fee $250  $250  $250  $0 
Monthly service fee $0  $0  $0  $0 
Summary of key features        
Loan term 1 - 7 years 1 - 5 years 1 - 5 years N/A
Minimum loan amount $2,000  $2,000  $2,000  $500 
Maximum loan amount $75,000  $60,000  $30,000  $20,000 
Loan purpose To purchase a vehicle that is new or up to 2 years old. Purchase of motor vehicle;
Purchase of consumer goods (home contents etc.);
Holidays; Debt consolidation; Any worthwhile purpose.
Purchase of motor vehicle;
Purchase of consumer goods (home contents etc.);
Holidays; Debt consolidation; Any worthwhile purpose.
When funds in your Everyday account have been exhausted
you can automatically access funds from your Personal Line of Credit
Security New vehicle, or vehicle up to 2 years old New or used vehicle (up to 6 years of age). N/A N/A
Additional payments
 

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Important Information:
Normal IMB lending criteria, terms and conditions, fees and charges apply. # The comparison rate is based on a loan amount of $10,000 for a term of 3 years for an unsecured personal loan and a loan amount of $30,000 over a term of 5 years applies for a secured personal loan. WARNING: This comparison rate applies only for the example given and may not exclude all fees and charges. Different terms, fees or other loan amounts may result in different comparison rates. 1 Other fees and charges apply.