| New Car Loan | Secured Personal Loan | Unsecured Personal Loan | Personal Line of Credit | |
|---|---|---|---|---|
| Interest Rate | 4.88% pa | 5.98% pa | 8.98% pa | 13.85% pa |
| Comparison Rate# | 5.23% pa | 6.33% pa | 10.72% pa | N/A |
| Key Fees1 | ||||
| Application Fee | $250 | $250 | $250 | $0 |
| Monthly service fee | $0 | $0 | $0 | $0 |
| Summary of key features | ||||
| Loan term | 1 - 7 years | 1 - 5 years | 1 - 5 years | N/A |
| Minimum loan amount | $2,000 | $2,000 | $2,000 | $500 |
| Maximum loan amount | $75,000 | $60,000 | $30,000 | $20,000 |
| Loan purpose | To purchase a vehicle that is new or up to 4 years old. |
Purchase of motor vehicle; Purchase of consumer goods (home contents etc.); Holidays; Debt consolidation; Any worthwhile purpose. |
Purchase of motor vehicle; Purchase of consumer goods (home contents etc.); Holidays; Debt consolidation; Any worthwhile purpose. |
When funds in your Everyday account have been exhausted you can automatically access funds from your Personal Line of Credit |
| Security | New vehicle, or vehicle up to 4 years old | New or used vehicle (up to 6 years of age). | N/A | N/A |
| Additional payments |
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Important Information:
Normal IMB lending criteria, terms and conditions, fees and charges apply. # The comparison rate is based on a loan amount of $10,000 for a term of 3 years for an unsecured personal loan and a loan amount of $30,000 over a term of 5 years applies for a secured personal loan. WARNING: This comparison rate applies only for the example given and may not exclude all fees and charges. Different terms, fees or other loan amounts may result in different comparison rates. 1 Other fees and charges apply.