My Credit Union


At IMB, we understand that sometimes your financial situation may change, and you may have temporary difficulties making your IMB loan repayments.

This may be because of:

If you’re having trouble making your loan repayments, we encourage you to contact us as soon as possible.

Hardship Assistance

If your financial situation has changed, you can apply for Hardship Assistance – a temporary change to your loan repayments to give you a chance to get back on your feet financially.

We will assess your circumstances and if it’s appropriate, we may be able to help by, for example, providing a temporary reduction or deferral of your repayments.

We’re here to help!

If you’d like to talk to IMB about any trouble you may be having making your loan repayments, or simply to discuss your options, you can call into your local IMB branch call us on 133 462, 8am – 8pm Monday to Friday and 9am – 4pm on Saturdays.

If you need some assistance specifically with your IMB Credit Card, please visit

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