Open an account in under 5 minutes
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Reward Saver Kick Start Account
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Everyday Unlimited Kick Start Account
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Important Information: 1. Kick Start Package comprises an Everyday Unlimited Kick Start account & Reward Saver Kick Start account. The Kick Start Package is available to individuals aged 13-17 and students, trainees and apprentices aged 18-30, studying or training with an organisation recognised by IMB in its absolute discretion. Once a Kick Start Package holder no longer meets the eligibility criteria or fails to provide proof of eligible status, the Everyday Unlimited Kick Start and Reward Saver Kick Start accounts converts to the standard terms and conditions applicable to the Everyday Unlimited and Reward Saver accounts. Please refer to the PDS for full details. 2. No monthly account keeping fee applies to the Everyday Unlimited Kick Start account. When the account converts to the Everyday Unlimited account a $6 monthly fee is payable each month when the account balance falls below $2,000 at any time. 3. Transaction fees apply to international transactions and transactions performed via non-IMB channels. 4. In order to receive bonus interest, a minimum deposit of $20 with no withdrawals must be made each calendar month. A transfer from the Reward Saver Kick Start account to the Everyday Unlimited Kick Start account is considered a withdrawal for the purposes of calculating bonus interest. 5. Visa Debit cardholder fee is NOT payable on the Everyday Unlimited Kick Start and Everyday Unlimited accounts, but applies to all Visa Debit cards issued on other account types. Limit of one cardholder fee exemption per member. Available to Members aged 18 years and over. 6. 3rd party ATM operator fees may apply. Please consider the relevant PDS available from IMB before making a decision about any of these products. ® Osko and logo is a registered trademark of BPAY Pty Ltd ABN 69 079 137 518. Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries. Google Pay is a trademark of Google LLC. Samsung Pay is a trademark or registered trademark of Samsung Electronics Co., Ltd. Fitbit Pay™ is a trademark of Fitbit Inc. in the U.S. and other countries. Garmin Pay is a trademark of Garmin Ltd. or its subsidiaries. IMB Ltd trading as IMB Bank. ABN 92 087 651 974. AFSL/Australian Credit Licence 237 391. |
Kick Start Package(for under 18s and students) The Kick Start Package1 combines an IMB Everyday Unlimited Kick Start Account1 (to manage your day to day banking with no monthly fee2) and an IMB Reward Saver Kick Start Account1 (to help grow your savings faster). |
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Whether you’re into shopping or surfing, music or movies, or simply saving for that first overseas trip, IMB’s Kick Start Package will help you get what you want faster.
Designed especially for under 18s and students, apprentices and trainees aged 18 to 30, it combines two accounts:
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Everyday Unlimited Kick Start
| Account balance |
Standard Variable Interest Rate % p.a. |
|---|---|
| All balances | 0.00% pa |
Reward Saver Kick Start
| Account balance |
Standard Variable Interest Rate |
Standard Variable Bonus Rate 8 |
Fixed Bonus Interest Rate up to 8 9 |
Earn up to |
|---|---|---|---|---|
| $5,000 and over | 0.00% pa | 0.90% pa | 0.00% pa | 0.90% pa |
| $0 - $4,999.99 | 0.00% pa | 0.90% pa | 1.10% pa | 2.00% pa |
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8. To earn bonus interest the account holder must make a minimum $20 deposit and no withdrawals per month. If bonus interest criteria are not met for the calendar month, both the Standard Variable Bonus Interest and Fixed Bonus Interest Rate are forfeited. 9. Fixed Bonus Interest Rate is payable for the duration the account is eligible: - Reward Saver Kick Start account for accounts holders aged under 18 years of age; or- Until 31/3/2019 for Reward Saver Kick Start accounts for Students, apprentices and trainees aged under 30. |
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Manage your money by using the budget calculator to review your income and expenses.
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Open an account in under 5 minutes
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Reward Saver Kick Start Account
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Everyday Unlimited Kick Start Account
|
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Important Information: 1. Kick Start Package comprises an Everyday Unlimited Kick Start account & Reward Saver Kick Start account. The Kick Start Package is available to individuals aged 13-17 and students, trainees and apprentices aged 18-30, studying or training with an organisation recognised by IMB in its absolute discretion. Once a Kick Start Package holder no longer meets the eligibility criteria or fails to provide proof of eligible status, the Everyday Unlimited Kick Start and Reward Saver Kick Start accounts converts to the standard terms and conditions applicable to the Everyday Unlimited and Reward Saver accounts. Please refer to the PDS for full details. 2. No monthly account keeping fee applies to the Everyday Unlimited Kick Start account. When the account converts to the Everyday Unlimited account a $6 monthly fee is payable each month when the account balance falls below $2,000 at any time. 3. Transaction fees apply to international transactions and transactions performed via non-IMB channels. 4. In order to receive bonus interest, a minimum deposit of $20 with no withdrawals must be made each calendar month. A transfer from the Reward Saver Kick Start account to the Everyday Unlimited Kick Start account is considered a withdrawal for the purposes of calculating bonus interest. 5. Visa Debit cardholder fee is NOT payable on the Everyday Unlimited Kick Start and Everyday Unlimited accounts, but applies to all Visa Debit cards issued on other account types. Limit of one cardholder fee exemption per member. Available to Members aged 18 years and over. 6. 3rd party ATM operator fees may apply. Please consider the relevant PDS available from IMB before making a decision about any of these products. ® Osko and logo is a registered trademark of BPAY Pty Ltd ABN 69 079 137 518. Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries. Google Pay is a trademark of Google LLC. Samsung Pay is a trademark or registered trademark of Samsung Electronics Co., Ltd. Fitbit Pay™ is a trademark of Fitbit Inc. in the U.S. and other countries. Garmin Pay is a trademark of Garmin Ltd. or its subsidiaries. IMB Ltd trading as IMB Bank. ABN 92 087 651 974. AFSL/Australian Credit Licence 237 391. |