My Credit Union


  • Fixed, variable or bill based interest rates available
  • Loan may be secured by commercial, residential or industrial property


Key features
Minimum Loan Amount $20,000
Maximum Loan Amount $5,000,000
Loan period Up to 25 Years*
Repayments Monthly, fortnightly or weekly
Interest Only available
Redraw Facility Yes (On both the fixed and variable rate commercial loan products)
Rates, fees and charges For information on interest rates, fees and charges please contact an IMB Business Relationship Manager
Statement frequency Monthly
Split Loan Yes – Free of charge
Early Repayment 2 months of interest on the original loan amount is payable if the loan is fully repaid within the first 3 years

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Normal IMB lending criteria, terms and conditions, fees and charges apply. *25 year term only available for loans <$1m and subject to IMB lending criteria. Shorter terms available for loans >$1m and / or loans otherwise not qualifying for a 25 year term. Full loan terms and conditions are available upon request by calling 133 462, 8:00am to 8:00pm Mon-Fri, or 9:00am to 4:00pm Saturday