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Variable Business Loan Rates#

  <$1M $1M+    
Fully Drawn Business Loan (Commercial Security) (rates starting from) 2.99% pa 2.99% pa

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Fully Drawn Business Loan (Residential Security) 2.89% pa 2.89% pa

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Overdraft Rates#

  Interest Rate    
Secured Business Overdraft 7.34% pa

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Unsecured Business Overdraft 10.34% pa

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Fixed Business Loan Rates#

  Residential Security Commercial Security  
  <$1M $1M+ <$1M $1M+  
1 year 3.39% pa 3.39% pa 3.69% pa 3.69% pa

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2 years 2.99% pa 2.99% pa 3.29% pa 3.29% pa

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3 years 2.99% pa 2.99% pa 2.99% pa 2.99% pa

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4 years 3.89% pa 3.89% pa 4.19% pa 4.19% pa

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5 years 3.89% pa 3.89% pa 4.19% pa 4.19% pa

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IMB rates current as at 29 March 2021 and subject to change. IMB lending criteria, terms and conditions, fees and charges apply. #Interest rates are indicative and may vary on settlement. A borrower margin may apply. All fixed rate loans convert to a variable rate at the end of the fixed rate term.