| Home Loan | Interest Rate | Comparision Rate1 | ||
|---|---|---|---|---|
| Budget Home Loan | 3.14% pa | 3.20% pa | ||
| Essentials Home Loan | 3.34% pa | 3.52% pa |
| Home Loan | Interest Rate | Comparision Rate1 | ||
|---|---|---|---|---|
| Budget Home Loan | 3.24% pa | 3.30% pa | ||
| Standard Variable Home Loan | 6.03% pa | 6.09% pa | ||
| Essentials Home Loan | 3.63% pa | 3.81% pa | Apply |
| Term | Interest Rate | Comparision Rate1 | ||
|---|---|---|---|---|
| 1 Year | 4.09% pa | 4.08% pa | ||
| 3 Year | 4.79% pa | 4.29% pa | Apply | |
| 5 Year | 5.09% pa | 4.54% pa | Apply |
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Rates Effective 24 June 2022. These interest rates apply to new investment home loans with principal and interest repayments. Different interest rates apply to interest only and owner occupier home loans. Not all rates are available as a switch from another home loan option. Maximum loan to value ratio (LVR) is exclusive of any insurance components added to the loan. Lending criteria terms and conditions, fees and charges apply to IMB home loans. 1. The comparison rate is based on a $150,000 secured loan for a term of twenty five (25) years for all home loans. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Interest on all loans is calculated on the daily balance at a daily rate equivalent to the annual rate divided by 365. Full loan terms and conditions are available upon request from any IMB branch or by calling 133 462, 8:00am to 8:00pm Mon-Fri, or 9:00am to 4:00pm Saturday.