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Fixed Rate Home Loan

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The IMB Fixed Rate Home Loan gives you peace of mind with the security of fixed loan repayments for the fixed term period of your loan. You can also pay up to 12 months repayments in advance without penalty. Choose from a fixed loan term of 1-5 years for owner occupier home loans or 1, 3 or 5 years for investment home loans.

  • Fixed loan repayments for peace of mind and easy budgeting
  • Up to 12 months repayments in advance without penalties
  • Free Internet and Mobile Banking redraws

Key features
Minimum loan amount $10,000
Maximum loan amount1

Up to 95% of the property value for owner occupiers

Up to 70% for investment purposes (only for existing members for purchases)2

Home loan period Up to 30 years
Repayment type Principal and Interest, Interest Only
Repayment frequency Monthly / fortnightly / weekly
Additional Repayments Up to 12 months without penalty, fees apply after this
Free redraw facility Yes via Internet and Mobile Banking
Split loan Available
Interest charges Calculated daily, charged monthly
Fees and charges View fees and charges
Mortgage offset account No
Loan Repayment Insurance Yes

Click here to view the Interest Rates

Lending criteria, terms and conditions, fees and charges apply to IMB home loans. 1. Maximum allowed varies depending on state, occupancy, loan amount and security type. Maximum Loan to Value Ratio is inclusive of any insurance components added to the loan. 2. Investment loans only available to existing members for the purchase of investment property. Not available for the refinance of existing loans held with other financial institutions

  • home and contents insurance
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