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Reach your savings goal faster

Earn up to

1.20% pa

Interest Rate

For account balances of $5,000 and over. Above rate includes 0.65% pa Standard Variable Bonus Rate and 0.55% pa Introductory Fixed Bonus Interest Rate. Bonus interest criteria applies.


Open now


Here's how you'll save faster...

Earn Bonus Interest

By saving as little as $50 a month with no withdrawals

No Monthly Fees

Pay no monthly account keeping fees

Automatic Transfers

Set up automatic transfers from your Everyday Account

Name Your Accounts

Personalise your account name (e.g. ‘Holiday Savings’)

Open your account in under 10 minutes


1. Read the product information, terms and conditions, and fee information above


2. Give yourself approximately 10 minutes to go through the application


3. Have your ID handy so we can verify your identity electronically

(open to Australian residents, 13 years and over)

Get Started

Why choose IMB Bank?


140 years of trust

Helping our members achieve their financial goals for 140 years.


95% member satisfaction

We believe in delivering great service and value to our members – whether you want to interact with us in-branch, over the phone or online.

Important Information:
Rates current as at date of appearance and subject to change. Interest rates are paid on the entire balance of the account. Interest rates are subject to change without notice. Interest on all deposits is calculated on the daily balance at a daily rate equivalent to the annual rate divided by 365. To earn bonus interest the account holder must make a minimum $50 deposit and no withdrawals per month. If bonus interest criteria are not met for the calendar month, both the Standard Variable Bonus Interest and Introductory Fixed Bonus Interest Rate are forfeited. Introductory Fixed Bonus Interest Rate is payable for the first 4 interest payments for new accounts opened from 1st November, 2019, for new or existing Members who have not held a Reward Saver account before. This advice is general advice only and does not take into account your objectives, financial situation or needs. You should consider the Product Disclosure Statement available from IMB before making a decision about this product. ® Osko and logo is a registered trademark of BPAY Pty Ltd ABN 69 079 137 518. IMB Ltd trading as IMB Bank ABN 92 087 651 974 AFSL/Australian Credit Licence 237 391.